Pearl Beach is a small town of 5,159 in Michigan, with a median household income of $72,490
and a 4.3% unemployment rate.
Its cost of living index is 98 (US average = 100), which is
2% below the national average.
Strengths:
Pearl Beach's profile is close to national averages across most measures.
Trade-offs:
Potential downsides include longer commutes. Whether Pearl Beach is right for you depends on your priorities — the full breakdown is below.
All Pearl Beach city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 98.0
Pearl Beach's overall cost of living index is 98.0,
where 100 represents the US national average.
Living in Pearl Beach costs roughly 2% less than the average American city.
Metric
Pearl Beach, MI
National Avg
Median Home Value
$288,200
$244,900
Median Monthly Rent
$1,091
$1,163
Homeownership Rate
90.2%
65.9%
Median Household Income
$72,490
$74,755
Crime & Safety
Very Safe
Pearl Beach's violent crime rate is 240.1 per 100,000 residents
— 37% lower than the national average of ~380 per 100,000.
Violent Crime
240.1 /100k
Property Crime
691.3 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Pearl Beach is served primarily by Algonac Community School District.
The student-to-teacher ratio is 17.2:1
(slightly above the national average of ~16:1).
Metric
Pearl Beach, MI
National Avg
School District
Algonac Community School District
—
Elementary Schools
2
—
Middle Schools
N/A
—
High Schools
2
—
Student/Teacher Ratio
17.2:1
16:1
Bachelor's Degree or Higher
19.3%
35.4%
High School Diploma or Higher
91.2%
91.1%
Weather & Climate
Pearl Beach sees average highs of 33.0°F in January
and 85.0°F in July,
with 34.6 inches of annual precipitation
and 32.2 inches of snow per year.
Pearl Beach's cost of living index is 98, where 100 is the national average.
That makes Pearl Beach roughly 2% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $288,200 and median rent is $1,091/month.
Pearl Beach's violent crime rate is 240.1 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 691.3 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Pearl Beach are operated by Algonac Community School District.
The district has 2 elementary, several middle, and 2 high schools.
The student-to-teacher ratio is 17.2:1. 19.3% of adults 25+ hold a bachelor's degree or higher.
Pearl Beach, MI has a population of 5,159, a median household income of $72,490, and an unemployment rate of 4.3%.
Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Pearl Beach averages 33.0°F in January and 85.0°F in July. Annual rainfall is 34.6 inches
with about 32.2 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Pearl Beach, MI is covered by 1 ZIP code: 48001.
The population of Pearl Beach, Michigan is 5,159 with a median age of 51.2. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Pearl Beach: cost of living index 98 (100 = US average), median home $288,200, median household income $72,490, crime index 51 (100 = US average, lower is safer), schools rated C+. Whether these are benefits or drawbacks depends on where you're coming from — compare Pearl Beach side by side with your current city to see the trade-offs.
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