Median Income
$41,734
household / year
Median Home Value
$82,000
owner-occupied
Median Rent
$522
gross / month
Cost of Living
87
national avg = 100

Is Ontonagon, MI a Good Place to Live?

Ontonagon is a small town of 1,290 in Michigan, with a median household income of $41,734 and a 4.1% unemployment rate. Its cost of living index is 87 (US average = 100), which is 13% below the national average.

Strengths: Ontonagon stands out for an affordable cost of living, below-average home prices, solid school ratings (B-), short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Ontonagon is right for you depends on your priorities — the full breakdown is below.

All Ontonagon city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 86.7

Ontonagon's overall cost of living index is 86.7, where 100 represents the US national average. Living in Ontonagon costs roughly 13% less than the average American city.

Metric Ontonagon, MI National Avg
Median Home Value $82,000 $244,900
Median Monthly Rent $522 $1,163
Homeownership Rate 73.4% 65.9%
Median Household Income $41,734 $74,755

Crime & Safety

Very Safe

Ontonagon's violent crime rate is 17.5 per 100,000 residents — 95% lower than the national average of ~380 per 100,000.

Violent Crime
17.5 /100k
Property Crime
174.8 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Ontonagon is served primarily by Ontonagon Area School District. The student-to-teacher ratio is 14.4:1 (better than the national average of ~16:1).

Metric Ontonagon, MI National Avg
School District Ontonagon Area School District
Elementary Schools N/A
Middle Schools N/A
High Schools N/A
Student/Teacher Ratio 14.4:1 16:1
Bachelor's Degree or Higher 14.4% 35.4%
High School Diploma or Higher 92.1% 91.1%

Weather & Climate

Ontonagon sees average highs of 25.1°F in January and 79.2°F in July, with 32.9 inches of annual precipitation and 177.7 inches of snow per year.

MetricOntonagon, MI
Average High — January25.1°F
Average High — July79.2°F
Annual Precipitation32.9"
Annual Snowfall177.7"

Demographics

MetricOntonagon, MINational Avg
Population1,290
Median Age62.638.9
Unemployment Rate4.1%3.7%
Avg Commute Time20.9 min26 min
White (non-Hispanic)93.1%59.3%
Black or African American3.6%13.6%
Hispanic or Latino1.2%18.9%
Asian1.3%6.3%
Under 187.4%22.2%
65 and over45.6%16.8%

Nearby Cities

ZIP Codes in Ontonagon

Ontonagon, MI is covered by 1 ZIP code:

Ontonagon vs Other Cities

Frequently Asked Questions

Ontonagon's cost of living index is 87, where 100 is the national average. That makes Ontonagon roughly 13% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $82,000 and median rent is $522/month.
Ontonagon's violent crime rate is 17.5 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 174.8 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Ontonagon are operated by Ontonagon Area School District. The district has several elementary, several middle, and several high schools. The student-to-teacher ratio is 14.4:1. 14.4% of adults 25+ hold a bachelor's degree or higher.
Ontonagon, MI has a population of 1,290, a median household income of $41,734, and an unemployment rate of 4.1%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Ontonagon averages 25.1°F in January and 79.2°F in July. Annual rainfall is 32.9 inches with about 177.7 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Ontonagon, MI is covered by 1 ZIP code: 49953.
The population of Ontonagon, Michigan is 1,290 with a median age of 62.6. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Ontonagon: cost of living index 87 (100 = US average), median home $82,000, median household income $41,734, crime index 6 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Ontonagon side by side with your current city to see the trade-offs.