Montgomery is a small town of 327 in Michigan, with a median household income of $50,938
and a 0.7% unemployment rate.
Its cost of living index is 93 (US average = 100), which is
7% below the national average.
Strengths:
Montgomery stands out for an affordable cost of living, below-average home prices, short average commutes.
Trade-offs:
No major red flags stand out in the available data. Whether Montgomery is right for you depends on your priorities — the full breakdown is below.
All Montgomery city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 92.7
Montgomery's overall cost of living index is 92.7,
where 100 represents the US national average.
Living in Montgomery costs roughly 7% less than the average American city.
Metric
Montgomery, MI
National Avg
Median Home Value
$81,300
$244,900
Median Monthly Rent
$1,111
$1,163
Homeownership Rate
82.9%
65.9%
Median Household Income
$50,938
$74,755
Crime & Safety
Very Safe
Montgomery's violent crime rate is 210.5 per 100,000 residents
— 45% lower than the national average of ~380 per 100,000.
Violent Crime
210.5 /100k
Property Crime
701.7 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Metric
Montgomery, MI
National Avg
School District
N/A
—
Elementary Schools
N/A
—
Middle Schools
N/A
—
High Schools
N/A
—
Student/Teacher Ratio
N/A
16:1
Bachelor's Degree or Higher
10.0%
35.4%
High School Diploma or Higher
86.6%
91.1%
Weather & Climate
Montgomery sees average highs of 30.5°F in January
and 81.8°F in July,
with 39.0 inches of annual precipitation
and 38.9 inches of snow per year.
Montgomery's cost of living index is 93, where 100 is the national average.
That makes Montgomery roughly 7% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $81,300 and median rent is $1,111/month.
Montgomery's violent crime rate is 210.5 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 701.7 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Montgomery, MI has a population of 327, a median household income of $50,938, and an unemployment rate of 0.7%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Montgomery averages 30.5°F in January and 81.8°F in July. Annual rainfall is 39.0 inches
with about 38.9 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Montgomery, MI is covered by 1 ZIP code: 49255.
The population of Montgomery, Michigan is 327 with a median age of 36.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Montgomery: cost of living index 93 (100 = US average), median home $81,300, median household income $50,938, crime index 47 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Montgomery side by side with your current city to see the trade-offs.
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