Below Average CostHigher than AverageMackinaw City Public Schools
Mackinaw City, Michigan · WMrapids / CC BY-SA 4.0Mackinaw City (CHeboygan and Emmet County), MI location 2020 · Notorious4life (talk) (Uploads) / CC0Old Mackinac Point Lighthouse 4572 · Peter K Burian / CC BY-SA 4.0McGulpin Point Light (July 2018) · Notorious4life (talk) (Uploads) / CC0
Mackinaw City is a small town of 655 in Michigan, with a median household income of $40,804
and a 27.2% unemployment rate.
Its cost of living index is 93 (US average = 100), which is
7% below the national average.
Strengths:
Mackinaw City stands out for an affordable cost of living, below-average home prices, solid school ratings (B+), short average commutes.
Trade-offs:
Potential downsides include a higher-than-average crime index, an elevated unemployment rate. Whether Mackinaw City is right for you depends on your priorities — the full breakdown is below.
All Mackinaw City city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 92.8
Mackinaw City's overall cost of living index is 92.8,
where 100 represents the US national average.
Living in Mackinaw City costs roughly 7% less than the average American city.
Metric
Mackinaw City, MI
National Avg
Median Home Value
$206,800
$244,900
Median Monthly Rent
$631
$1,163
Homeownership Rate
68.9%
65.9%
Median Household Income
$40,804
$74,755
Crime & Safety
Higher than Average
Mackinaw City's violent crime rate is 590.3 per 100,000 residents
— 55% higher than the national average of ~380 per 100,000.
Violent Crime
590.3 /100k
Property Crime
3541.9 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Mackinaw City is served primarily by Mackinaw City Public Schools.
The student-to-teacher ratio is 10.3:1
(better than the national average of ~16:1).
Metric
Mackinaw City, MI
National Avg
School District
Mackinaw City Public Schools
—
Elementary Schools
N/A
—
Middle Schools
N/A
—
High Schools
N/A
—
Student/Teacher Ratio
10.3:1
16:1
Bachelor's Degree or Higher
29.3%
35.4%
High School Diploma or Higher
93.1%
91.1%
Weather & Climate
Mackinaw City sees average highs of 26.2°F in January
and 75.2°F in July,
with 33.4 inches of annual precipitation
and 80.9 inches of snow per year.
Mackinaw City's cost of living index is 93, where 100 is the national average.
That makes Mackinaw City roughly 7% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $206,800 and median rent is $631/month.
Mackinaw City's violent crime rate is 590.3 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 3541.9 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Mackinaw City are operated by Mackinaw City Public Schools.
The district has several elementary, several middle, and several high schools.
The student-to-teacher ratio is 10.3:1. 29.3% of adults 25+ hold a bachelor's degree or higher.
Mackinaw City, MI has a population of 655, a median household income of $40,804, and an unemployment rate of 27.2%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Mackinaw City averages 26.2°F in January and 75.2°F in July. Annual rainfall is 33.4 inches
with about 80.9 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Mackinaw City, MI is covered by 1 ZIP code: 49701.
The population of Mackinaw City, Michigan is 655 with a median age of 56.9. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Mackinaw City: cost of living index 93 (100 = US average), median home $206,800, median household income $40,804, crime index 161 (100 = US average, lower is safer), schools rated B+. Whether these are benefits or drawbacks depends on where you're coming from — compare Mackinaw City side by side with your current city to see the trade-offs.
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