What are the schools like in Homer, MI?

Homer is served primarily by Homer Community School District. The district operates 1 elementary schools, 1 middle schools, and 1 high schools with a student-to-teacher ratio of 14.1:1.

What is the median household income in Homer?

The median household income in Homer, MI is $45,257 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 6.9%.

What is the weather like in Homer, MI?

Homer has an average high temperature of 30.9°F in January and 81.9°F in July. Annual precipitation averages 38.3 inches and annual snowfall averages 40.4 inches.

Homer, MI Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Homer, MI affordable or expensive?

Homer's cost of living index is 91, where 100 represents the national average. This means Homer is 9% less expensive than the average US city. The median home value is $105,300 and the median rent is $758 per month.

Q: What is the crime rate in Homer, MI?

Homer has a violent crime rate of 694.0 incidents per 100,000 residents and a property crime rate of 1857.5 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Homer, MI a Good Place to Live?

Homer is a small town of 1,663 in Michigan, with a median household income of $45,257 and a 6.9% unemployment rate. Its cost of living index is 91 (US average = 100), which is 9% below the national average.

Strengths: Homer stands out for an affordable cost of living, below-average home prices, solid school ratings (B-), short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Homer is right for you depends on your priorities — the full breakdown is below.

All Homer city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 90.9

Homer's overall cost of living index is 90.9, where 100 represents the US national average. Living in Homer costs roughly 9% less than the average American city.

Metric	Homer, MI	National Avg
Median Home Value	$105,300	$244,900
Median Monthly Rent	$758	$1,163
Homeownership Rate	62.0%	65.9%
Median Household Income	$45,257	$74,755

Crime & Safety

Higher than Average

Homer's violent crime rate is 694.0 per 100,000 residents — 83% higher than the national average of ~380 per 100,000.

Violent Crime

694.0 /100k

Property Crime

1857.5 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Homer is served primarily by Homer Community School District. The student-to-teacher ratio is 14.1:1 (better than the national average of ~16:1).

Metric	Homer, MI	National Avg
School District	Homer Community School District	—
Elementary Schools	1	—
Middle Schools	1	—
High Schools	1	—
Student/Teacher Ratio	14.1:1	16:1
Bachelor's Degree or Higher	11.9%	35.4%
High School Diploma or Higher	92.6%	91.1%

Weather & Climate

Homer sees average highs of 30.9°F in January and 81.9°F in July, with 38.3 inches of annual precipitation and 40.4 inches of snow per year.

Metric	Homer, MI
Average High — January	30.9°F
Average High — July	81.9°F
Annual Precipitation	38.3"
Annual Snowfall	40.4"

Demographics

Metric	Homer, MI	National Avg
Population	1,663	—
Median Age	27.4	38.9
Unemployment Rate	6.9%	3.7%
Avg Commute Time	22.1 min	26 min
White (non-Hispanic)	90.7%	59.3%
Black or African American	1.3%	13.6%
Hispanic or Latino	0.2%	18.9%
Asian	0.3%	6.3%
Under 18	34.3%	22.2%
65 and over	10.9%	16.8%

Nearby Cities

Albion, MI 7 mi Litchfield, MI 8 mi Concord, MI 9 mi Tekonsha, MI 10 mi Marshall, MI 11 mi

ZIP Codes in Homer

Homer, MI is covered by 1 ZIP code:

49245

Homer vs Other Cities

Homer, MI vs Albion, MI Homer, MI vs Litchfield, MI Homer, MI vs Concord, MI Homer, MI vs Tekonsha, MI Homer, MI vs Marshall, MI

Frequently Asked Questions

Is Homer, MI affordable or expensive?

Homer's cost of living index is 91, where 100 is the national average. That makes Homer roughly 9% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $105,300 and median rent is $758/month.

What is the crime rate in Homer, MI?

Homer's violent crime rate is 694.0 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1857.5 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Homer?

Public schools in Homer are operated by Homer Community School District. The district has 1 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 14.1:1. 11.9% of adults 25+ hold a bachelor's degree or higher.

Is Homer, MI a good place to live?

Homer, MI has a population of 1,663, a median household income of $45,257, and an unemployment rate of 6.9%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Homer?

Homer averages 30.9°F in January and 81.9°F in July. Annual rainfall is 38.3 inches with about 40.4 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Homer?

Homer, MI is covered by 1 ZIP code: 49245.

What is the population of Homer?

The population of Homer, Michigan is 1,663 with a median age of 27.4. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Homer?

Key numbers for living in Homer: cost of living index 91 (100 = US average), median home $105,300, median household income $45,257, crime index 145 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Homer side by side with your current city to see the trade-offs.