Median Income
$83,722
household / year
Median Home Value
$197,400
owner-occupied
Median Rent
$1,223
gross / month
Cost of Living
93
national avg = 100

Is Holt, MI a Good Place to Live?

Holt is a small city of 25,374 in Michigan, with a median household income of $83,722 and a 5.5% unemployment rate. Its cost of living index is 93 (US average = 100), which is 7% below the national average.

Strengths: Holt stands out for an affordable cost of living, below-average home prices, solid school ratings (B), a well-educated population, short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Holt is right for you depends on your priorities — the full breakdown is below.

All Holt city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 92.8

Holt's overall cost of living index is 92.8, where 100 represents the US national average. Living in Holt costs roughly 7% less than the average American city.

Metric Holt, MI National Avg
Median Home Value $197,400 $244,900
Median Monthly Rent $1,223 $1,163
Homeownership Rate 65.7% 65.9%
Median Household Income $83,722 $74,755

Crime & Safety

Near National Average

Holt's violent crime rate is 609.1 per 100,000 residents — 60% higher than the national average of ~380 per 100,000.

Violent Crime
609.1 /100k
Property Crime
1381.3 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Holt is served primarily by Holt Public Schools. The student-to-teacher ratio is 16.5:1 (slightly above the national average of ~16:1).

Metric Holt, MI National Avg
School District Holt Public Schools —
Elementary Schools 5 —
Middle Schools 3 —
High Schools 1 —
Student/Teacher Ratio 16.5:1 16:1
Bachelor's Degree or Higher 40.6% 35.4%
High School Diploma or Higher 93.9% 91.1%

Weather & Climate

Holt sees average highs of 31.8°F in January and 83.0°F in July, with 34.3 inches of annual precipitation and 36.0 inches of snow per year.

MetricHolt, MI
Average High — January31.8°F
Average High — July83.0°F
Annual Precipitation34.3"
Annual Snowfall36.0"

Demographics

MetricHolt, MINational Avg
Population25,374—
Median Age38.138.9
Unemployment Rate5.5%3.7%
Avg Commute Time22.0 min26 min
White (non-Hispanic)75.8%59.3%
Black or African American8.8%13.6%
Hispanic or Latino5.8%18.9%
Asian4.7%6.3%
Under 1822.5%22.2%
65 and over16.9%16.8%

Nearby Cities

ZIP Codes in Holt

Holt, MI is covered by 1 ZIP code:

Holt vs Other Cities

Frequently Asked Questions

Holt's cost of living index is 93, where 100 is the national average. That makes Holt roughly 7% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $197,400 and median rent is $1,223/month.
Holt's violent crime rate is 609.1 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1381.3 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Holt are operated by Holt Public Schools. The district has 5 elementary, 3 middle, and 1 high schools. The student-to-teacher ratio is 16.5:1. 40.6% of adults 25+ hold a bachelor's degree or higher.
Holt, MI has a population of 25,374, a median household income of $83,722, and an unemployment rate of 5.5%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Holt averages 31.8°F in January and 83.0°F in July. Annual rainfall is 34.3 inches with about 36.0 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Holt, MI is covered by 1 ZIP code: 48842.
The population of Holt, Michigan is 25,374 with a median age of 38.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Holt: cost of living index 93 (100 = US average), median home $197,400, median household income $83,722, crime index 122 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Holt side by side with your current city to see the trade-offs.