Is Holt, MI a Good Place to Live?
Holt is a small city of 25,374 in Michigan, with a median household income of $83,722 and a 5.5% unemployment rate. Its cost of living index is 93 (US average = 100), which is 7% below the national average.
Strengths: Holt stands out for an affordable cost of living, below-average home prices, solid school ratings (B), a well-educated population, short average commutes.
Trade-offs: Potential downsides include an elevated unemployment rate. Whether Holt is right for you depends on your priorities — the full breakdown is below.
All Holt city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 92.8Holt's overall cost of living index is 92.8, where 100 represents the US national average. Living in Holt costs roughly 7% less than the average American city.
| Metric | Holt, MI | National Avg |
|---|---|---|
| Median Home Value | $197,400 | $244,900 |
| Median Monthly Rent | $1,223 | $1,163 |
| Homeownership Rate | 65.7% | 65.9% |
| Median Household Income | $83,722 | $74,755 |
Crime & Safety
Near National AverageHolt's violent crime rate is 609.1 per 100,000 residents — 60% higher than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Holt is served primarily by Holt Public Schools. The student-to-teacher ratio is 16.5:1 (slightly above the national average of ~16:1).
| Metric | Holt, MI | National Avg |
|---|---|---|
| School District | Holt Public Schools | — |
| Elementary Schools | 5 | — |
| Middle Schools | 3 | — |
| High Schools | 1 | — |
| Student/Teacher Ratio | 16.5:1 | 16:1 |
| Bachelor's Degree or Higher | 40.6% | 35.4% |
| High School Diploma or Higher | 93.9% | 91.1% |
Weather & Climate
Holt sees average highs of 31.8°F in January and 83.0°F in July, with 34.3 inches of annual precipitation and 36.0 inches of snow per year.
| Metric | Holt, MI |
|---|---|
| Average High — January | 31.8°F |
| Average High — July | 83.0°F |
| Annual Precipitation | 34.3" |
| Annual Snowfall | 36.0" |
Demographics
| Metric | Holt, MI | National Avg |
|---|---|---|
| Population | 25,374 | — |
| Median Age | 38.1 | 38.9 |
| Unemployment Rate | 5.5% | 3.7% |
| Avg Commute Time | 22.0 min | 26 min |
| White (non-Hispanic) | 75.8% | 59.3% |
| Black or African American | 8.8% | 13.6% |
| Hispanic or Latino | 5.8% | 18.9% |
| Asian | 4.7% | 6.3% |
| Under 18 | 22.5% | 22.2% |
| 65 and over | 16.9% | 16.8% |
Nearby Cities
ZIP Codes in Holt
Holt, MI is covered by 1 ZIP code: