Median Income
$47,205
household / year
Median Home Value
$116,300
owner-occupied
Median Rent
$765
gross / month
Cost of Living
92
national avg = 100

Is Hillsdale, MI a Good Place to Live?

Hillsdale is a small town of 8,005 in Michigan, with a median household income of $47,205 and a 3.6% unemployment rate. Its cost of living index is 92 (US average = 100), which is 8% below the national average.

Strengths: Hillsdale stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B-), short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Hillsdale is right for you depends on your priorities — the full breakdown is below.

All Hillsdale city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 91.5

Hillsdale's overall cost of living index is 91.5, where 100 represents the US national average. Living in Hillsdale costs roughly 8% less than the average American city.

Metric Hillsdale, MI National Avg
Median Home Value $116,300 $244,900
Median Monthly Rent $765 $1,163
Homeownership Rate 51.3% 65.9%
Median Household Income $47,205 $74,755

Crime & Safety

Very Safe

Hillsdale's violent crime rate is 288.0 per 100,000 residents — 24% lower than the national average of ~380 per 100,000.

Violent Crime
288.0 /100k
Property Crime
638.6 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Hillsdale is served primarily by Hillsdale Community Schools. The student-to-teacher ratio is 15.5:1 (better than the national average of ~16:1).

Metric Hillsdale, MI National Avg
School District Hillsdale Community Schools
Elementary Schools 2
Middle Schools 1
High Schools 2
Student/Teacher Ratio 15.5:1 16:1
Bachelor's Degree or Higher 23.2% 35.4%
High School Diploma or Higher 91.5% 91.1%

Weather & Climate

Hillsdale sees average highs of 30.6°F in January and 82.5°F in July, with 39.5 inches of annual precipitation and 44.1 inches of snow per year.

MetricHillsdale, MI
Average High — January30.6°F
Average High — July82.5°F
Annual Precipitation39.5"
Annual Snowfall44.1"

Demographics

MetricHillsdale, MINational Avg
Population8,005
Median Age28.838.9
Unemployment Rate3.6%3.7%
Avg Commute Time16.5 min26 min
White (non-Hispanic)90.9%59.3%
Black or African American1.6%13.6%
Hispanic or Latino3.0%18.9%
Asian0.7%6.3%
Under 1819.9%22.2%
65 and over14.1%16.8%

Nearby Cities

ZIP Codes in Hillsdale

Hillsdale, MI is covered by 1 ZIP code:

Hillsdale vs Other Cities

Frequently Asked Questions

Hillsdale's cost of living index is 92, where 100 is the national average. That makes Hillsdale roughly 8% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $116,300 and median rent is $765/month.
Hillsdale's violent crime rate is 288.0 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 638.6 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Hillsdale are operated by Hillsdale Community Schools. The district has 2 elementary, 1 middle, and 2 high schools. The student-to-teacher ratio is 15.5:1. 23.2% of adults 25+ hold a bachelor's degree or higher.
Hillsdale, MI has a population of 8,005, a median household income of $47,205, and an unemployment rate of 3.6%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Hillsdale averages 30.6°F in January and 82.5°F in July. Annual rainfall is 39.5 inches with about 44.1 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Hillsdale, MI is covered by 1 ZIP code: 49242.
The population of Hillsdale, Michigan is 8,005 with a median age of 28.8. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Hillsdale: cost of living index 92 (100 = US average), median home $116,300, median household income $47,205, crime index 58 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Hillsdale side by side with your current city to see the trade-offs.