What are the schools like in Hart, MI?

Hart is served primarily by Hart Public School District. The district operates 1 elementary schools, 1 middle schools, and 1 high schools with a student-to-teacher ratio of 14.9:1.

What is the median household income in Hart?

The median household income in Hart, MI is $56,979 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 3.0%.

What is the weather like in Hart, MI?

Hart has an average high temperature of 29.5°F in January and 79.9°F in July. Annual precipitation averages 38.9 inches and annual snowfall averages 78.5 inches.

Hart, MI Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Hart, MI affordable or expensive?

Hart's cost of living index is 92, where 100 represents the national average. This means Hart is 8% less expensive than the average US city. The median home value is $115,100 and the median rent is $869 per month.

Q: What is the crime rate in Hart, MI?

Hart has a violent crime rate of 389.3 incidents per 100,000 residents and a property crime rate of 3844.3 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Hart, MI a Good Place to Live?

Hart is a small town of 2,173 in Michigan, with a median household income of $56,979 and a 3.0% unemployment rate. Its cost of living index is 92 (US average = 100), which is 8% below the national average.

Strengths: Hart stands out for an affordable cost of living, below-average home prices, solid school ratings (B-), short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Hart is right for you depends on your priorities — the full breakdown is below.

All Hart city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 92.5

Hart's overall cost of living index is 92.5, where 100 represents the US national average. Living in Hart costs roughly 8% less than the average American city.

Metric	Hart, MI	National Avg
Median Home Value	$115,100	$244,900
Median Monthly Rent	$869	$1,163
Homeownership Rate	60.8%	65.9%
Median Household Income	$56,979	$74,755

Crime & Safety

Near National Average

Hart's violent crime rate is 389.3 per 100,000 residents — 2% higher than the national average of ~380 per 100,000.

Violent Crime

389.3 /100k

Property Crime

3844.3 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Hart is served primarily by Hart Public School District. The student-to-teacher ratio is 14.9:1 (better than the national average of ~16:1).

Metric	Hart, MI	National Avg
School District	Hart Public School District	—
Elementary Schools	1	—
Middle Schools	1	—
High Schools	1	—
Student/Teacher Ratio	14.9:1	16:1
Bachelor's Degree or Higher	18.0%	35.4%
High School Diploma or Higher	86.4%	91.1%

Weather & Climate

Hart sees average highs of 29.5°F in January and 79.9°F in July, with 38.9 inches of annual precipitation and 78.5 inches of snow per year.

Metric	Hart, MI
Average High — January	29.5°F
Average High — July	79.9°F
Annual Precipitation	38.9"
Annual Snowfall	78.5"

Demographics

Metric	Hart, MI	National Avg
Population	2,173	—
Median Age	39.5	38.9
Unemployment Rate	3.0%	3.7%
Avg Commute Time	15.8 min	26 min
White (non-Hispanic)	83.5%	59.3%
Black or African American	3.7%	13.6%
Hispanic or Latino	8.6%	18.9%
Asian	0.0%	6.3%
Under 18	23.8%	22.2%
65 and over	18.1%	16.8%

Nearby Cities

Mears, MI 3 mi Shelby, MI 6 mi Pentwater, MI 7 mi New Era, MI 10 mi Walkerville, MI 12 mi

ZIP Codes in Hart

Hart, MI is covered by 1 ZIP code:

49420

Hart vs Other Cities

Hart, MI vs Mears, MI Hart, MI vs Shelby, MI Hart, MI vs Pentwater, MI Hart, MI vs New Era, MI Hart, MI vs Walkerville, MI

Frequently Asked Questions

Is Hart, MI affordable or expensive?

Hart's cost of living index is 92, where 100 is the national average. That makes Hart roughly 8% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $115,100 and median rent is $869/month.

What is the crime rate in Hart, MI?

Hart's violent crime rate is 389.3 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 3844.3 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Hart?

Public schools in Hart are operated by Hart Public School District. The district has 1 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 14.9:1. 18.0% of adults 25+ hold a bachelor's degree or higher.

Is Hart, MI a good place to live?

Hart, MI has a population of 2,173, a median household income of $56,979, and an unemployment rate of 3.0%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Hart?

Hart averages 29.5°F in January and 79.9°F in July. Annual rainfall is 38.9 inches with about 78.5 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Hart?

Hart, MI is covered by 1 ZIP code: 49420.

What is the population of Hart?

The population of Hart, Michigan is 2,173 with a median age of 39.5. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Hart?

Key numbers for living in Hart: cost of living index 92 (100 = US average), median home $115,100, median household income $56,979, crime index 135 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Hart side by side with your current city to see the trade-offs.