Median Income
$49,539
household / year
Median Home Value
$100,500
owner-occupied
Median Rent
$908
gross / month
Cost of Living
92
national avg = 100

Is Gwinn, MI a Good Place to Live?

Gwinn is a small town of 1,370 in Michigan, with a median household income of $49,539 and a 3.7% unemployment rate. Its cost of living index is 92 (US average = 100), which is 8% below the national average.

Strengths: Gwinn stands out for an affordable cost of living, below-average home prices, solid school ratings (B-).

Trade-offs: No major red flags stand out in the available data. Whether Gwinn is right for you depends on your priorities — the full breakdown is below.

All Gwinn city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 92.1

Gwinn's overall cost of living index is 92.1, where 100 represents the US national average. Living in Gwinn costs roughly 8% less than the average American city.

Metric Gwinn, MI National Avg
Median Home Value $100,500 $244,900
Median Monthly Rent $908 $1,163
Homeownership Rate 81.8% 65.9%
Median Household Income $49,539 $74,755

Crime & Safety

Very Safe

Gwinn's violent crime rate is 102.0 per 100,000 residents — 73% lower than the national average of ~380 per 100,000.

Violent Crime
102.0 /100k
Property Crime
419.8 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Gwinn is served primarily by Gwinn Area Community Schools. The student-to-teacher ratio is 13.7:1 (better than the national average of ~16:1).

Metric Gwinn, MI National Avg
School District Gwinn Area Community Schools —
Elementary Schools 2 —
Middle Schools N/A —
High Schools 1 —
Student/Teacher Ratio 13.7:1 16:1
Bachelor's Degree or Higher 25.0% 35.4%
High School Diploma or Higher 93.9% 91.1%

Weather & Climate

Gwinn sees average highs of 24.8°F in January and 78.3°F in July, with 32.7 inches of annual precipitation and 196.8 inches of snow per year.

MetricGwinn, MI
Average High — January24.8°F
Average High — July78.3°F
Annual Precipitation32.7"
Annual Snowfall196.8"

Demographics

MetricGwinn, MINational Avg
Population1,370—
Median Age42.038.9
Unemployment Rate3.7%3.7%
Avg Commute Time29.5 min26 min
White (non-Hispanic)92.4%59.3%
Black or African American0.3%13.6%
Hispanic or Latino1.9%18.9%
Asian1.9%6.3%
Under 1826.0%22.2%
65 and over24.7%16.8%

Nearby Cities

ZIP Codes in Gwinn

Gwinn, MI is covered by 1 ZIP code:

Gwinn vs Other Cities

Frequently Asked Questions

Gwinn's cost of living index is 92, where 100 is the national average. That makes Gwinn roughly 8% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $100,500 and median rent is $908/month.
Gwinn's violent crime rate is 102.0 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 419.8 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Gwinn are operated by Gwinn Area Community Schools. The district has 2 elementary, several middle, and 1 high schools. The student-to-teacher ratio is 13.7:1. 25.0% of adults 25+ hold a bachelor's degree or higher.
Gwinn, MI has a population of 1,370, a median household income of $49,539, and an unemployment rate of 3.7%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Gwinn averages 24.8°F in January and 78.3°F in July. Annual rainfall is 32.7 inches with about 196.8 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Gwinn, MI is covered by 1 ZIP code: 49841.
The population of Gwinn, Michigan is 1,370 with a median age of 42.0. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Gwinn: cost of living index 92 (100 = US average), median home $100,500, median household income $49,539, crime index 24 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Gwinn side by side with your current city to see the trade-offs.