Charlotte is a small town of 9,273 in Michigan, with a median household income of $65,507
and a 6.2% unemployment rate.
Its cost of living index is 93 (US average = 100), which is
7% below the national average.
Strengths:
Charlotte stands out for an affordable cost of living, below-average home prices, short average commutes.
Trade-offs:
Potential downsides include an elevated unemployment rate. Whether Charlotte is right for you depends on your priorities — the full breakdown is below.
All Charlotte city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 92.8
Charlotte's overall cost of living index is 92.8,
where 100 represents the US national average.
Living in Charlotte costs roughly 7% less than the average American city.
Metric
Charlotte, MI
National Avg
Median Home Value
$123,300
$244,900
Median Monthly Rent
$798
$1,163
Homeownership Rate
64.9%
65.9%
Median Household Income
$65,507
$74,755
Crime & Safety
Near National Average
Charlotte's violent crime rate is 422.7 per 100,000 residents
— 11% higher than the national average of ~380 per 100,000.
Violent Crime
422.7 /100k
Property Crime
1875.1 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Charlotte is served primarily by Charlotte Public Schools.
The student-to-teacher ratio is 17.6:1
(slightly above the national average of ~16:1).
Metric
Charlotte, MI
National Avg
School District
Charlotte Public Schools
—
Elementary Schools
3
—
Middle Schools
2
—
High Schools
2
—
Student/Teacher Ratio
17.6:1
16:1
Bachelor's Degree or Higher
17.4%
35.4%
High School Diploma or Higher
91.9%
91.1%
Weather & Climate
Charlotte sees average highs of 29.8°F in January
and 81.5°F in July,
with 35.8 inches of annual precipitation
and 38.1 inches of snow per year.
Charlotte's cost of living index is 93, where 100 is the national average.
That makes Charlotte roughly 7% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $123,300 and median rent is $798/month.
Charlotte's violent crime rate is 422.7 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1875.1 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Charlotte are operated by Charlotte Public Schools.
The district has 3 elementary, 2 middle, and 2 high schools.
The student-to-teacher ratio is 17.6:1. 17.4% of adults 25+ hold a bachelor's degree or higher.
Charlotte, MI has a population of 9,273, a median household income of $65,507, and an unemployment rate of 6.2%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Charlotte averages 29.8°F in January and 81.5°F in July. Annual rainfall is 35.8 inches
with about 38.1 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Charlotte, MI is covered by 1 ZIP code: 48813.
The population of Charlotte, Michigan is 9,273 with a median age of 35.7. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Charlotte: cost of living index 93 (100 = US average), median home $123,300, median household income $65,507, crime index 102 (100 = US average, lower is safer), schools rated C+. Whether these are benefits or drawbacks depends on where you're coming from — compare Charlotte side by side with your current city to see the trade-offs.
