Median Income
$44,375
household / year
Median Home Value
$97,300
owner-occupied
Median Rent
$738
gross / month
Cost of Living
90
national avg = 100

Is Alma, MI a Good Place to Live?

Alma is a small town of 9,436 in Michigan, with a median household income of $44,375 and a 7.1% unemployment rate. Its cost of living index is 90 (US average = 100), which is 10% below the national average.

Strengths: Alma stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B-), short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Alma is right for you depends on your priorities — the full breakdown is below.

All Alma city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 90.3

Alma's overall cost of living index is 90.3, where 100 represents the US national average. Living in Alma costs roughly 10% less than the average American city.

Metric Alma, MI National Avg
Median Home Value $97,300 $244,900
Median Monthly Rent $738 $1,163
Homeownership Rate 60.8% 65.9%
Median Household Income $44,375 $74,755

Crime & Safety

Safer than Average

Alma's violent crime rate is 503.8 per 100,000 residents — 33% higher than the national average of ~380 per 100,000.

Violent Crime
503.8 /100k
Property Crime
964.7 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Alma is served primarily by Alma Public Schools. The student-to-teacher ratio is 15.5:1 (better than the national average of ~16:1).

Metric Alma, MI National Avg
School District Alma Public Schools
Elementary Schools 3
Middle Schools 1
High Schools 1
Student/Teacher Ratio 15.5:1 16:1
Bachelor's Degree or Higher 24.7% 35.4%
High School Diploma or Higher 94.9% 91.1%

Weather & Climate

Alma sees average highs of 29.1°F in January and 82.2°F in July, with 34.5 inches of annual precipitation and 39.3 inches of snow per year.

MetricAlma, MI
Average High — January29.1°F
Average High — July82.2°F
Annual Precipitation34.5"
Annual Snowfall39.3"

Demographics

MetricAlma, MINational Avg
Population9,436
Median Age32.738.9
Unemployment Rate7.1%3.7%
Avg Commute Time21.9 min26 min
White (non-Hispanic)91.3%59.3%
Black or African American2.4%13.6%
Hispanic or Latino3.4%18.9%
Asian1.9%6.3%
Under 1818.4%22.2%
65 and over18.0%16.8%

Nearby Cities

ZIP Codes in Alma

Alma, MI is covered by 1 ZIP code:

Alma vs Other Cities

Frequently Asked Questions

Alma's cost of living index is 90, where 100 is the national average. That makes Alma roughly 10% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $97,300 and median rent is $738/month.
Alma's violent crime rate is 503.8 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 964.7 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Alma are operated by Alma Public Schools. The district has 3 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 15.5:1. 24.7% of adults 25+ hold a bachelor's degree or higher.
Alma, MI has a population of 9,436, a median household income of $44,375, and an unemployment rate of 7.1%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Alma averages 29.1°F in January and 82.2°F in July. Annual rainfall is 34.5 inches with about 39.3 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Alma, MI is covered by 1 ZIP code: 48801.
The population of Alma, Michigan is 9,436 with a median age of 32.7. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Alma: cost of living index 90 (100 = US average), median home $97,300, median household income $44,375, crime index 98 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Alma side by side with your current city to see the trade-offs.