Median Income
$111,454
household / year
Median Home Value
$360,300
owner-occupied
Median Rent
$1,871
gross / month
Cost of Living
109
national avg = 100

Is Waldorf, MD a Good Place to Live?

Waldorf is a mid-sized city of 81,077 in Maryland, with a median household income of $111,454 and a 5.8% unemployment rate. Its cost of living index is 109 (US average = 100), which is 9% above the national average.

Strengths: Waldorf stands out for solid school ratings (B+).

Trade-offs: Potential downsides include longer commutes, an elevated unemployment rate. Whether Waldorf is right for you depends on your priorities — the full breakdown is below.

All Waldorf city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 108.6

Waldorf's overall cost of living index is 108.6, where 100 represents the US national average. Living in Waldorf costs roughly 9% more than the average American city.

Metric Waldorf, MD National Avg
Median Home Value $360,300 $244,900
Median Monthly Rent $1,871 $1,163
Homeownership Rate 72.1% 65.9%
Median Household Income $111,454 $74,755

Crime & Safety

Crime data for Waldorf is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.

Schools & Education

Waldorf is served primarily by Charles County Public Schools. The student-to-teacher ratio is 14.4:1 (better than the national average of ~16:1).

Metric Waldorf, MD National Avg
School District Charles County Public Schools —
Elementary Schools 23 —
Middle Schools 9 —
High Schools 8 —
Student/Teacher Ratio 14.4:1 16:1
Bachelor's Degree or Higher 32.4% 35.4%
High School Diploma or Higher 95.2% 91.1%

Weather & Climate

Waldorf sees average highs of 44.2°F in January and 85.3°F in July, with 47.1 inches of annual precipitation and 15.1 inches of snow per year.

MetricWaldorf, MD
Average High — January44.2°F
Average High — July85.3°F
Annual Precipitation47.1"
Annual Snowfall15.1"

Demographics

MetricWaldorf, MDNational Avg
Population81,077—
Median Age36.338.9
Unemployment Rate5.8%3.7%
Avg Commute Time44.6 min26 min
White (non-Hispanic)23.0%59.3%
Black or African American63.0%13.6%
Hispanic or Latino4.6%18.9%
Asian3.4%6.3%
Under 1824.3%22.2%
65 and over10.6%16.8%

Nearby Cities

Bensville, MD 5 mi La Plata, MD 5 mi Brandywine, MD 6 mi Bryantown, MD 6 mi Cedarville, MD 6 mi

ZIP Codes in Waldorf

Waldorf, MD is covered by 3 ZIP codes:

20602 20601 20695

Waldorf vs Other Cities

Waldorf, MD vs Bensville, MD Waldorf, MD vs La Plata, MD Waldorf, MD vs Brandywine, MD Waldorf, MD vs Bryantown, MD Waldorf, MD vs Cedarville, MD

Frequently Asked Questions

Waldorf's cost of living index is 109, where 100 is the national average. That puts Waldorf roughly 9% above the national average in cost. The median home price is $360,300 and median rent is $1,871/month.
Crime data for Waldorf is not available in the current FBI UCR reporting year. Not all jurisdictions submit data annually.
Public schools in Waldorf are operated by Charles County Public Schools. The district has 23 elementary, 9 middle, and 8 high schools. The student-to-teacher ratio is 14.4:1. 32.4% of adults 25+ hold a bachelor's degree or higher.
Waldorf, MD has a population of 81,077, a median household income of $111,454, and an unemployment rate of 5.8%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Waldorf averages 44.2°F in January and 85.3°F in July. Annual rainfall is 47.1 inches with about 15.1 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Waldorf, MD is covered by 3 ZIP codes: 20602, 20601, 20695.
The population of Waldorf, Maryland is 81,077 with a median age of 36.3. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Waldorf: cost of living index 109 (100 = US average), median home $360,300, median household income $111,454, schools rated B+. Whether these are benefits or drawbacks depends on where you're coming from — compare Waldorf side by side with your current city to see the trade-offs.