What are the schools like in Thurmont, MD?

Thurmont is served primarily by Frederick County Public Schools. The district operates 41 elementary schools, 13 middle schools, and 13 high schools with a student-to-teacher ratio of 15.7:1.

What is the median household income in Thurmont?

The median household income in Thurmont, MD is $88,243 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 2.5%.

What is the weather like in Thurmont, MD?

Thurmont has an average high temperature of 38.9°F in January and 83.6°F in July. Annual precipitation averages 48.9 inches and annual snowfall averages 27.5 inches.

Thurmont, MD Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Thurmont, MD affordable or expensive?

Thurmont's cost of living index is 109, where 100 represents the national average. This means Thurmont is 9% more expensive than the average US city. The median home value is $315,900 and the median rent is $1,042 per month.

Q: What is the crime rate in Thurmont, MD?

Thurmont has a violent crime rate of 87.8 incidents per 100,000 residents and a property crime rate of 570.8 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Thurmont, MD a Good Place to Live?

Thurmont is a small town of 6,313 in Maryland, with a median household income of $88,243 and a 2.5% unemployment rate. Its cost of living index is 109 (US average = 100), which is 9% above the national average.

Strengths: Thurmont stands out for lower-than-average crime, solid school ratings (B-).

Trade-offs: Potential downsides include longer commutes. Whether Thurmont is right for you depends on your priorities — the full breakdown is below.

All Thurmont city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 108.6

Thurmont's overall cost of living index is 108.6, where 100 represents the US national average. Living in Thurmont costs roughly 9% more than the average American city.

Metric	Thurmont, MD	National Avg
Median Home Value	$315,900	$244,900
Median Monthly Rent	$1,042	$1,163
Homeownership Rate	74.8%	65.9%
Median Household Income	$88,243	$74,755

Crime & Safety

Very Safe

Thurmont's violent crime rate is 87.8 per 100,000 residents — 77% lower than the national average of ~380 per 100,000.

Violent Crime

87.8 /100k

Property Crime

570.8 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Thurmont is served primarily by Frederick County Public Schools. The student-to-teacher ratio is 15.7:1 (better than the national average of ~16:1).

Metric	Thurmont, MD	National Avg
School District	Frederick County Public Schools	—
Elementary Schools	41	—
Middle Schools	13	—
High Schools	13	—
Student/Teacher Ratio	15.7:1	16:1
Bachelor's Degree or Higher	22.5%	35.4%
High School Diploma or Higher	90.3%	91.1%

Weather & Climate

Thurmont sees average highs of 38.9°F in January and 83.6°F in July, with 48.9 inches of annual precipitation and 27.5 inches of snow per year.

Metric	Thurmont, MD
Average High — January	38.9°F
Average High — July	83.6°F
Annual Precipitation	48.9"
Annual Snowfall	27.5"

Demographics

Metric	Thurmont, MD	National Avg
Population	6,313	—
Median Age	42.0	38.9
Unemployment Rate	2.5%	3.7%
Avg Commute Time	31.0 min	26 min
White (non-Hispanic)	91.4%	59.3%
Black or African American	1.2%	13.6%
Hispanic or Latino	4.5%	18.9%
Asian	0.0%	6.3%
Under 18	21.3%	22.2%
65 and over	15.1%	16.8%

Nearby Cities

Graceham, MD 1 mi Lewistown, MD 6 mi Sabillasville, MD 6 mi Emmitsburg, MD 7 mi Fort Ritchie, MD 8 mi

ZIP Codes in Thurmont

Thurmont, MD is covered by 1 ZIP code:

21788

Thurmont vs Other Cities

Thurmont, MD vs Graceham, MD Thurmont, MD vs Lewistown, MD Thurmont, MD vs Sabillasville, MD Thurmont, MD vs Emmitsburg, MD Thurmont, MD vs Fort Ritchie, MD

Frequently Asked Questions

Is Thurmont, MD affordable or expensive?

Thurmont's cost of living index is 109, where 100 is the national average. That puts Thurmont roughly 9% above the national average in cost. The median home price is $315,900 and median rent is $1,042/month.

What is the crime rate in Thurmont, MD?

Thurmont's violent crime rate is 87.8 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 570.8 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Thurmont?

Public schools in Thurmont are operated by Frederick County Public Schools. The district has 41 elementary, 13 middle, and 13 high schools. The student-to-teacher ratio is 15.7:1. 22.5% of adults 25+ hold a bachelor's degree or higher.

Is Thurmont, MD a good place to live?

Thurmont, MD has a population of 6,313, a median household income of $88,243, and an unemployment rate of 2.5%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Thurmont?

Thurmont averages 38.9°F in January and 83.6°F in July. Annual rainfall is 48.9 inches with about 27.5 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Thurmont?

Thurmont, MD is covered by 1 ZIP code: 21788.

What is the population of Thurmont?

The population of Thurmont, Maryland is 6,313 with a median age of 42.0. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Thurmont?

Key numbers for living in Thurmont: cost of living index 109 (100 = US average), median home $315,900, median household income $88,243, crime index 25 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Thurmont side by side with your current city to see the trade-offs.