What are the schools like in Oxford, MD?

School district data for Oxford is sourced from the National Center for Education Statistics (NCES).

What is the median household income in Oxford?

The median household income in Oxford, MD is $77,170 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 14.0%.

What is the weather like in Oxford, MD?

Oxford has an average high temperature of 44.6°F in January and 88.1°F in July. Annual precipitation averages 47.6 inches and annual snowfall averages 14.1 inches.

Oxford, MD Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Oxford, MD affordable or expensive?

Oxford's cost of living index is 112, where 100 represents the national average. This means Oxford is 12% more expensive than the average US city. The median home value is $669,900 and the median rent is $3,057 per month.

Q: What is the crime rate in Oxford, MD?

Oxford has a violent crime rate of 185.6 incidents per 100,000 residents and a property crime rate of 976.3 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Oxford, MD a Good Place to Live?

Oxford is a small town of 817 in Maryland, with a median household income of $77,170 and a 14.0% unemployment rate. Its cost of living index is 112 (US average = 100), which is 12% above the national average.

Strengths: Oxford stands out for a well-educated population.

Trade-offs: Potential downsides include an above-average cost of living, high home prices, longer commutes, an elevated unemployment rate. Whether Oxford is right for you depends on your priorities — the full breakdown is below.

All Oxford city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 112.1

Oxford's overall cost of living index is 112.1, where 100 represents the US national average. Living in Oxford costs roughly 12% more than the average American city.

Metric	Oxford, MD	National Avg
Median Home Value	$669,900	$244,900
Median Monthly Rent	$3,057	$1,163
Homeownership Rate	85.2%	65.9%
Median Household Income	$77,170	$74,755

Crime & Safety

Very Safe

Oxford's violent crime rate is 185.6 per 100,000 residents — 51% lower than the national average of ~380 per 100,000.

Violent Crime

185.6 /100k

Property Crime

976.3 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Metric	Oxford, MD	National Avg
School District	N/A	—
Elementary Schools	N/A	—
Middle Schools	N/A	—
High Schools	N/A	—
Student/Teacher Ratio	N/A	16:1
Bachelor's Degree or Higher	63.8%	35.4%
High School Diploma or Higher	97.2%	91.1%

Weather & Climate

Oxford sees average highs of 44.6°F in January and 88.1°F in July, with 47.6 inches of annual precipitation and 14.1 inches of snow per year.

Metric	Oxford, MD
Average High — January	44.6°F
Average High — July	88.1°F
Annual Precipitation	47.6"
Annual Snowfall	14.1"

Demographics

Metric	Oxford, MD	National Avg
Population	817	—
Median Age	63.8	38.9
Unemployment Rate	14.0%	3.7%
Avg Commute Time	48.9 min	26 min
White (non-Hispanic)	84.1%	59.3%
Black or African American	4.7%	13.6%
Hispanic or Latino	10.6%	18.9%
Asian	0.4%	6.3%
Under 18	6.9%	22.2%
65 and over	48.0%	16.8%

Nearby Cities

Trappe, MD 6 mi St. Michaels, MD 8 mi Algonquin, MD 8 mi Easton, MD 8 mi Tilghman Island, MD 9 mi

ZIP Codes in Oxford

Oxford, MD is covered by 1 ZIP code:

21654

Oxford vs Other Cities

Oxford, MD vs Trappe, MD Oxford, MD vs St. Michaels, MD Oxford, MD vs Algonquin, MD Oxford, MD vs Easton, MD Oxford, MD vs Tilghman Island, MD

Frequently Asked Questions

Is Oxford, MD affordable or expensive?

Oxford's cost of living index is 112, where 100 is the national average. That puts Oxford roughly 12% above the national average in cost. The median home price is $669,900 and median rent is $3,057/month.

What is the crime rate in Oxford, MD?

Oxford's violent crime rate is 185.6 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 976.3 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Oxford?

School district information is sourced from NCES Common Core of Data.

Is Oxford, MD a good place to live?

Oxford, MD has a population of 817, a median household income of $77,170, and an unemployment rate of 14.0%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Oxford?

Oxford averages 44.6°F in January and 88.1°F in July. Annual rainfall is 47.6 inches with about 14.1 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Oxford?

Oxford, MD is covered by 1 ZIP code: 21654.

What is the population of Oxford?

The population of Oxford, Maryland is 817 with a median age of 63.8. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Oxford?

Key numbers for living in Oxford: cost of living index 112 (100 = US average), median home $669,900, median household income $77,170, crime index 48 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Oxford side by side with your current city to see the trade-offs.