Is Mount Vernon, MD a Good Place to Live?
Mount Vernon is a small town of 824 in Maryland, with a median household income of $56,467 . Its cost of living index is 95 (US average = 100), which is 5% below the national average.
Strengths: Mount Vernon stands out for an affordable cost of living, below-average home prices, solid school ratings (B-), short average commutes.
Trade-offs: No major red flags stand out in the available data. Whether Mount Vernon is right for you depends on your priorities — the full breakdown is below.
All Mount Vernon city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 95.1Mount Vernon's overall cost of living index is 95.1, where 100 represents the US national average. Living in Mount Vernon costs roughly 5% less than the average American city.
| Metric | Mount Vernon, MD | National Avg |
|---|---|---|
| Median Home Value | $148,400 | $244,900 |
| Median Monthly Rent | N/A | $1,163 |
| Homeownership Rate | 92.9% | 65.9% |
| Median Household Income | $56,467 | $74,755 |
Crime & Safety
Crime data for Mount Vernon is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.
Schools & Education
Mount Vernon is served primarily by Somerset County Public Schools. The student-to-teacher ratio is 12.6:1 (better than the national average of ~16:1).
| Metric | Mount Vernon, MD | National Avg |
|---|---|---|
| School District | Somerset County Public Schools | — |
| Elementary Schools | 4 | — |
| Middle Schools | 1 | — |
| High Schools | 3 | — |
| Student/Teacher Ratio | 12.6:1 | 16:1 |
| Bachelor's Degree or Higher | 6.4% | 35.4% |
| High School Diploma or Higher | 94.5% | 91.1% |
Weather & Climate
Mount Vernon sees average highs of 47.4°F in January and 88.6°F in July, with 47.2 inches of annual precipitation and 8.0 inches of snow per year.
| Metric | Mount Vernon, MD |
|---|---|
| Average High — January | 47.4°F |
| Average High — July | 88.6°F |
| Annual Precipitation | 47.2" |
| Annual Snowfall | 8.0" |
Demographics
| Metric | Mount Vernon, MD | National Avg |
|---|---|---|
| Population | 824 | — |
| Median Age | 55.6 | 38.9 |
| Unemployment Rate | 0.0% | 3.7% |
| Avg Commute Time | 24.6 min | 26 min |
| White (non-Hispanic) | 86.9% | 59.3% |
| Black or African American | 0.0% | 13.6% |
| Hispanic or Latino | 0.0% | 18.9% |
| Asian | 8.6% | 6.3% |
| Under 18 | 14.0% | 22.2% |
| 65 and over | 14.3% | 16.8% |
Nearby Cities
ZIP Codes in Mount Vernon
Mount Vernon, MD is covered by 1 ZIP code: