Median Income
$56,467
household / year
Median Home Value
$148,400
owner-occupied
Median Rent
N/A
gross / month
Cost of Living
95
national avg = 100

Is Mount Vernon, MD a Good Place to Live?

Mount Vernon is a small town of 824 in Maryland, with a median household income of $56,467 . Its cost of living index is 95 (US average = 100), which is 5% below the national average.

Strengths: Mount Vernon stands out for an affordable cost of living, below-average home prices, solid school ratings (B-), short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Mount Vernon is right for you depends on your priorities — the full breakdown is below.

All Mount Vernon city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 95.1

Mount Vernon's overall cost of living index is 95.1, where 100 represents the US national average. Living in Mount Vernon costs roughly 5% less than the average American city.

Metric Mount Vernon, MD National Avg
Median Home Value $148,400 $244,900
Median Monthly Rent N/A $1,163
Homeownership Rate 92.9% 65.9%
Median Household Income $56,467 $74,755

Crime & Safety

Crime data for Mount Vernon is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.

Schools & Education

Mount Vernon is served primarily by Somerset County Public Schools. The student-to-teacher ratio is 12.6:1 (better than the national average of ~16:1).

Metric Mount Vernon, MD National Avg
School District Somerset County Public Schools
Elementary Schools 4
Middle Schools 1
High Schools 3
Student/Teacher Ratio 12.6:1 16:1
Bachelor's Degree or Higher 6.4% 35.4%
High School Diploma or Higher 94.5% 91.1%

Weather & Climate

Mount Vernon sees average highs of 47.4°F in January and 88.6°F in July, with 47.2 inches of annual precipitation and 8.0 inches of snow per year.

MetricMount Vernon, MD
Average High — January47.4°F
Average High — July88.6°F
Annual Precipitation47.2"
Annual Snowfall8.0"

Demographics

MetricMount Vernon, MDNational Avg
Population824
Median Age55.638.9
Unemployment Rate0.0%3.7%
Avg Commute Time24.6 min26 min
White (non-Hispanic)86.9%59.3%
Black or African American0.0%13.6%
Hispanic or Latino0.0%18.9%
Asian8.6%6.3%
Under 1814.0%22.2%
65 and over14.3%16.8%

Nearby Cities

ZIP Codes in Mount Vernon

Mount Vernon, MD is covered by 1 ZIP code:

Mount Vernon vs Other Cities

Frequently Asked Questions

Mount Vernon's cost of living index is 95, where 100 is the national average. That makes Mount Vernon roughly 5% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $148,400 and median rent is N/A/month.
Crime data for Mount Vernon is not available in the current FBI UCR reporting year. Not all jurisdictions submit data annually.
Public schools in Mount Vernon are operated by Somerset County Public Schools. The district has 4 elementary, 1 middle, and 3 high schools. The student-to-teacher ratio is 12.6:1. 6.4% of adults 25+ hold a bachelor's degree or higher.
Mount Vernon, MD has a population of 824, a median household income of $56,467, and an unemployment rate of 0.0%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Mount Vernon averages 47.4°F in January and 88.6°F in July. Annual rainfall is 47.2 inches with about 8.0 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Mount Vernon, MD is covered by 1 ZIP code: 21853.
The population of Mount Vernon, Maryland is 824 with a median age of 55.6. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Mount Vernon: cost of living index 95 (100 = US average), median home $148,400, median household income $56,467, schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Mount Vernon side by side with your current city to see the trade-offs.