What are the schools like in Cloverly, MD?

Cloverly is served primarily by Montgomery County Public Schools. The district operates 138 elementary schools, 40 middle schools, and 29 high schools with a student-to-teacher ratio of 13.8:1.

What is the median household income in Cloverly?

The median household income in Cloverly, MD is $144,003 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 7.7%.

What is the weather like in Cloverly, MD?

Cloverly has an average high temperature of 42.7°F in January and 88.6°F in July. Annual precipitation averages 45.1 inches and annual snowfall averages 15.8 inches.

Cloverly, MD Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Cloverly, MD affordable or expensive?

Cloverly's cost of living index is 109, where 100 represents the national average. This means Cloverly is 9% more expensive than the average US city. The median home value is $626,200 and the median rent is $1,772 per month.

Q: What is the crime rate in Cloverly, MD?

Crime rate data for Cloverly is not currently available from the FBI's reported data.

Is Cloverly, MD a Good Place to Live?

Cloverly is a small city of 16,436 in Maryland, with a median household income of $144,003 and a 7.7% unemployment rate. Its cost of living index is 109 (US average = 100), which is 9% above the national average.

Strengths: Cloverly stands out for solid school ratings (A), a well-educated population.

Trade-offs: Potential downsides include high home prices, longer commutes, an elevated unemployment rate. Whether Cloverly is right for you depends on your priorities — the full breakdown is below.

All Cloverly city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 108.6

Cloverly's overall cost of living index is 108.6, where 100 represents the US national average. Living in Cloverly costs roughly 9% more than the average American city.

Metric	Cloverly, MD	National Avg
Median Home Value	$626,200	$244,900
Median Monthly Rent	$1,772	$1,163
Homeownership Rate	88.0%	65.9%
Median Household Income	$144,003	$74,755

Crime & Safety

Crime data for Cloverly is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.

Schools & Education

Cloverly is served primarily by Montgomery County Public Schools. The student-to-teacher ratio is 13.8:1 (better than the national average of ~16:1).

Metric	Cloverly, MD	National Avg
School District	Montgomery County Public Schools	—
Elementary Schools	138	—
Middle Schools	40	—
High Schools	29	—
Student/Teacher Ratio	13.8:1	16:1
Bachelor's Degree or Higher	59.9%	35.4%
High School Diploma or Higher	94.3%	91.1%

Weather & Climate

Cloverly sees average highs of 42.7°F in January and 88.6°F in July, with 45.1 inches of annual precipitation and 15.8 inches of snow per year.

Metric	Cloverly, MD
Average High — January	42.7°F
Average High — July	88.6°F
Annual Precipitation	45.1"
Annual Snowfall	15.8"

Demographics

Metric	Cloverly, MD	National Avg
Population	16,436	—
Median Age	42.1	38.9
Unemployment Rate	7.7%	3.7%
Avg Commute Time	33.3 min	26 min
White (non-Hispanic)	34.5%	59.3%
Black or African American	26.1%	13.6%
Hispanic or Latino	16.7%	18.9%
Asian	17.9%	6.3%
Under 18	22.0%	22.2%
65 and over	19.0%	16.8%

Nearby Cities

Spencerville, MD 1 mi Colesville, MD 2 mi Layhill, MD 3 mi Fairland, MD 3 mi Ashton-Sandy Spring, MD 3 mi

ZIP Codes in Cloverly

Cloverly, MD is covered by 1 ZIP code:

20905

Cloverly vs Other Cities

Cloverly, MD vs Spencerville, MD Cloverly, MD vs Colesville, MD Cloverly, MD vs Layhill, MD Cloverly, MD vs Fairland, MD Cloverly, MD vs Ashton-Sandy Spring, MD

Frequently Asked Questions

Is Cloverly, MD affordable or expensive?

Cloverly's cost of living index is 109, where 100 is the national average. That puts Cloverly roughly 9% above the national average in cost. The median home price is $626,200 and median rent is $1,772/month.

What is the crime rate in Cloverly, MD?

Crime data for Cloverly is not available in the current FBI UCR reporting year. Not all jurisdictions submit data annually.

What are the schools like in Cloverly?

Public schools in Cloverly are operated by Montgomery County Public Schools. The district has 138 elementary, 40 middle, and 29 high schools. The student-to-teacher ratio is 13.8:1. 59.9% of adults 25+ hold a bachelor's degree or higher.

Is Cloverly, MD a good place to live?

Cloverly, MD has a population of 16,436, a median household income of $144,003, and an unemployment rate of 7.7%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Cloverly?

Cloverly averages 42.7°F in January and 88.6°F in July. Annual rainfall is 45.1 inches with about 15.8 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Cloverly?

Cloverly, MD is covered by 1 ZIP code: 20905.

What is the population of Cloverly?

The population of Cloverly, Maryland is 16,436 with a median age of 42.1. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Cloverly?

Key numbers for living in Cloverly: cost of living index 109 (100 = US average), median home $626,200, median household income $144,003, schools rated A. Whether these are benefits or drawbacks depends on where you're coming from — compare Cloverly side by side with your current city to see the trade-offs.