Median Income
$43,980
household / year
Median Home Value
$302,200
owner-occupied
Median Rent
$982
gross / month
Cost of Living
99
national avg = 100

Is Chestertown, MD a Good Place to Live?

Chestertown is a small town of 5,522 in Maryland, with a median household income of $43,980 and a 3.9% unemployment rate. Its cost of living index is 99 (US average = 100), which is 1% below the national average.

Strengths: Chestertown stands out for lower-than-average crime, solid school ratings (A), a well-educated population, short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Chestertown is right for you depends on your priorities — the full breakdown is below.

All Chestertown city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 99.1

Chestertown's overall cost of living index is 99.1, where 100 represents the US national average. Living in Chestertown costs roughly 1% less than the average American city.

Metric Chestertown, MD National Avg
Median Home Value $302,200 $244,900
Median Monthly Rent $982 $1,163
Homeownership Rate 47.1% 65.9%
Median Household Income $43,980 $74,755

Crime & Safety

Safer than Average

Chestertown's violent crime rate is 231.5 per 100,000 residents — 39% lower than the national average of ~380 per 100,000.

Violent Crime
231.5 /100k
Property Crime
1851.9 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Chestertown is served primarily by Kent County Public Schools. The student-to-teacher ratio is 10.7:1 (better than the national average of ~16:1).

Metric Chestertown, MD National Avg
School District Kent County Public Schools
Elementary Schools 3
Middle Schools 1
High Schools 1
Student/Teacher Ratio 10.7:1 16:1
Bachelor's Degree or Higher 43.1% 35.4%
High School Diploma or Higher 88.2% 91.1%

Weather & Climate

Chestertown sees average highs of 40.8°F in January and 86.6°F in July, with 46.0 inches of annual precipitation and 16.7 inches of snow per year.

MetricChestertown, MD
Average High — January40.8°F
Average High — July86.6°F
Annual Precipitation46.0"
Annual Snowfall16.7"

Demographics

MetricChestertown, MDNational Avg
Population5,522
Median Age32.938.9
Unemployment Rate3.9%3.7%
Avg Commute Time18.9 min26 min
White (non-Hispanic)70.9%59.3%
Black or African American24.0%13.6%
Hispanic or Latino1.8%18.9%
Asian2.0%6.3%
Under 1814.1%22.2%
65 and over26.5%16.8%

Nearby Cities

Chestertown vs Other Cities

Frequently Asked Questions

Chestertown's cost of living index is 99, where 100 is the national average. That makes Chestertown roughly 1% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $302,200 and median rent is $982/month.
Chestertown's violent crime rate is 231.5 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1851.9 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Chestertown are operated by Kent County Public Schools. The district has 3 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 10.7:1. 43.1% of adults 25+ hold a bachelor's degree or higher.
Chestertown, MD has a population of 5,522, a median household income of $43,980, and an unemployment rate of 3.9%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Chestertown averages 40.8°F in January and 86.6°F in July. Annual rainfall is 46.0 inches with about 16.7 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
The population of Chestertown, Maryland is 5,522 with a median age of 32.9. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Chestertown: cost of living index 99 (100 = US average), median home $302,200, median household income $43,980, crime index 72 (100 = US average, lower is safer), schools rated A. Whether these are benefits or drawbacks depends on where you're coming from — compare Chestertown side by side with your current city to see the trade-offs.