Is Watertown Town, MA a Good Place to Live?
Watertown Town is a small city of 35,181 in Massachusetts, with a median household income of $117,625 and a 5.7% unemployment rate. Its cost of living index is 112 (US average = 100), which is 12% above the national average.
Strengths: Watertown Town stands out for lower-than-average crime, solid school ratings (A), a well-educated population.
Trade-offs: Potential downsides include an above-average cost of living, high home prices, an elevated unemployment rate. Whether Watertown Town is right for you depends on your priorities — the full breakdown is below.
All Watertown Town city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 111.6Watertown Town's overall cost of living index is 111.6, where 100 represents the US national average. Living in Watertown Town costs roughly 12% more than the average American city.
| Metric | Watertown Town, MA | National Avg |
|---|---|---|
| Median Home Value | $722,000 | $244,900 |
| Median Monthly Rent | $2,183 | $1,163 |
| Homeownership Rate | 51.3% | 65.9% |
| Median Household Income | $117,625 | $74,755 |
Crime & Safety
Safer than AverageWatertown Town's violent crime rate is 153.3 per 100,000 residents — 60% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Watertown Town is served primarily by Watertown. The student-to-teacher ratio is 10.3:1 (better than the national average of ~16:1).
| Metric | Watertown Town, MA | National Avg |
|---|---|---|
| School District | Watertown | — |
| Elementary Schools | 3 | — |
| Middle Schools | 1 | — |
| High Schools | 1 | — |
| Student/Teacher Ratio | 10.3:1 | 16:1 |
| Bachelor's Degree or Higher | 66.4% | 35.4% |
| High School Diploma or Higher | 95.3% | 91.1% |
Weather & Climate
Watertown Town sees average highs of 37.0°F in January and 84.7°F in July, with 49.3 inches of annual precipitation and 49.2 inches of snow per year.
| Metric | Watertown Town, MA |
|---|---|
| Average High — January | 37.0°F |
| Average High — July | 84.7°F |
| Annual Precipitation | 49.3" |
| Annual Snowfall | 49.2" |
Demographics
| Metric | Watertown Town, MA | National Avg |
|---|---|---|
| Population | 35,181 | — |
| Median Age | 38.2 | 38.9 |
| Unemployment Rate | 5.7% | 3.7% |
| Avg Commute Time | 26.6 min | 26 min |
| White (non-Hispanic) | 73.9% | 59.3% |
| Black or African American | 3.9% | 13.6% |
| Hispanic or Latino | 6.7% | 18.9% |
| Asian | 11.7% | 6.3% |
| Under 18 | 14.7% | 22.2% |
| 65 and over | 17.6% | 16.8% |
Nearby Cities
ZIP Codes in Watertown Town
Watertown Town, MA is covered by 1 ZIP code: