Is Topsfield, MA a Good Place to Live?
Topsfield is a small town of 2,799 in Massachusetts, with a median household income of $156,250 and a 6.1% unemployment rate. Its cost of living index is 112 (US average = 100), which is 12% above the national average.
Strengths: Topsfield stands out for solid school ratings (A+), a well-educated population, short average commutes.
Trade-offs: Potential downsides include an above-average cost of living, high home prices, an elevated unemployment rate. Whether Topsfield is right for you depends on your priorities — the full breakdown is below.
All Topsfield city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 111.6Topsfield's overall cost of living index is 111.6, where 100 represents the US national average. Living in Topsfield costs roughly 12% more than the average American city.
| Metric | Topsfield, MA | National Avg |
|---|---|---|
| Median Home Value | $692,400 | $244,900 |
| Median Monthly Rent | $944 | $1,163 |
| Homeownership Rate | 75.6% | 65.9% |
| Median Household Income | $156,250 | $74,755 |
Crime & Safety
Very SafeTopsfield's violent crime rate is 236.7 per 100,000 residents — 38% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Topsfield is served primarily by Topsfield. The student-to-teacher ratio is 10.9:1 (better than the national average of ~16:1).
| Metric | Topsfield, MA | National Avg |
|---|---|---|
| School District | Topsfield | — |
| Elementary Schools | 1 | — |
| Middle Schools | 1 | — |
| High Schools | N/A | — |
| Student/Teacher Ratio | 10.9:1 | 16:1 |
| Bachelor's Degree or Higher | 66.0% | 35.4% |
| High School Diploma or Higher | 95.6% | 91.1% |
Weather & Climate
Topsfield sees average highs of 36.2°F in January and 81.8°F in July, with 47.7 inches of annual precipitation and 47.8 inches of snow per year.
| Metric | Topsfield, MA |
|---|---|
| Average High — January | 36.2°F |
| Average High — July | 81.8°F |
| Annual Precipitation | 47.7" |
| Annual Snowfall | 47.8" |
Demographics
| Metric | Topsfield, MA | National Avg |
|---|---|---|
| Population | 2,799 | — |
| Median Age | 39.8 | 38.9 |
| Unemployment Rate | 6.1% | 3.7% |
| Avg Commute Time | 24.9 min | 26 min |
| White (non-Hispanic) | 81.7% | 59.3% |
| Black or African American | 1.8% | 13.6% |
| Hispanic or Latino | 6.6% | 18.9% |
| Asian | 3.0% | 6.3% |
| Under 18 | 28.4% | 22.2% |
| 65 and over | 21.6% | 16.8% |
Nearby Cities
ZIP Codes in Topsfield
Topsfield, MA is covered by 1 ZIP code: