Median Income
$47,677
household / year
Median Home Value
$198,500
owner-occupied
Median Rent
$1,047
gross / month
Cost of Living
98
national avg = 100

Is Springfield, MA a Good Place to Live?

Springfield is a mid-sized city of 155,305 in Massachusetts, with a median household income of $47,677 and a 8.7% unemployment rate. Its cost of living index is 98 (US average = 100), which is 2% below the national average.

Strengths: Springfield stands out for below-average home prices, solid school ratings (B-), short average commutes.

Trade-offs: Potential downsides include a higher-than-average crime index, an elevated unemployment rate. Whether Springfield is right for you depends on your priorities — the full breakdown is below.

All Springfield city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 98.4

Springfield's overall cost of living index is 98.4, where 100 represents the US national average. Living in Springfield costs roughly 2% less than the average American city.

Metric Springfield, MA National Avg
Median Home Value $198,500 $244,900
Median Monthly Rent $1,047 $1,163
Homeownership Rate 47.8% 65.9%
Median Household Income $47,677 $74,755

Crime & Safety

High Crime

Springfield's violent crime rate is 891.4 per 100,000 residents — 135% higher than the national average of ~380 per 100,000.

Violent Crime
891.4 /100k
Property Crime
2835.5 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Springfield is served primarily by Springfield. The student-to-teacher ratio is 11.4:1 (better than the national average of ~16:1).

Metric Springfield, MA National Avg
School District Springfield —
Elementary Schools 33 —
Middle Schools 14 —
High Schools 14 —
Student/Teacher Ratio 11.4:1 16:1
Bachelor's Degree or Higher 20.0% 35.4%
High School Diploma or Higher 79.6% 91.1%

Weather & Climate

Springfield sees average highs of 34.8°F in January and 84.9°F in July, with 50.3 inches of annual precipitation and 51.7 inches of snow per year.

MetricSpringfield, MA
Average High — January34.8°F
Average High — July84.9°F
Annual Precipitation50.3"
Annual Snowfall51.7"

Demographics

MetricSpringfield, MANational Avg
Population155,305—
Median Age33.438.9
Unemployment Rate8.7%3.7%
Avg Commute Time21.0 min26 min
White (non-Hispanic)46.1%59.3%
Black or African American20.5%13.6%
Hispanic or Latino26.6%18.9%
Asian2.9%6.3%
Under 1824.4%22.2%
65 and over13.0%16.8%

Nearby Cities

ZIP Codes in Springfield

Springfield, MA is covered by 13 ZIP codes:

Springfield vs Other Cities

Frequently Asked Questions

Springfield's cost of living index is 98, where 100 is the national average. That makes Springfield roughly 2% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $198,500 and median rent is $1,047/month.
Springfield's violent crime rate is 891.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 2835.5 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Springfield are operated by Springfield. The district has 33 elementary, 14 middle, and 14 high schools. The student-to-teacher ratio is 11.4:1. 20.0% of adults 25+ hold a bachelor's degree or higher.
Springfield, MA has a population of 155,305, a median household income of $47,677, and an unemployment rate of 8.7%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Springfield averages 34.8°F in January and 84.9°F in July. Annual rainfall is 50.3 inches with about 51.7 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Springfield, MA is covered by 13 ZIP codes: 01109, 01104, 01118, 01119, 01129, 01108, 01151, 01107, 01105, 01128, 01103, 01144, 01028.
The population of Springfield, Massachusetts is 155,305 with a median age of 33.4. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Springfield: cost of living index 98 (100 = US average), median home $198,500, median household income $47,677, crime index 195 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Springfield side by side with your current city to see the trade-offs.