What are the schools like in Monument Beach, MA?

Monument Beach is served primarily by Bourne. The district operates 2 elementary schools, 1 middle schools, and 1 high schools with a student-to-teacher ratio of 10.3:1.

What is the median household income in Monument Beach?

The median household income in Monument Beach, MA is $93,688 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 2.2%.

What is the weather like in Monument Beach, MA?

Monument Beach has an average high temperature of 38.9°F in January and 81.0°F in July. Annual precipitation averages 51.1 inches and annual snowfall averages 37.2 inches.

Monument Beach, MA Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Monument Beach, MA affordable or expensive?

Monument Beach's cost of living index is 106, where 100 represents the national average. This means Monument Beach is 6% more expensive than the average US city. The median home value is $476,300 and the median rent is $1,743 per month.

Q: What is the crime rate in Monument Beach, MA?

Monument Beach has a violent crime rate of 127.7 incidents per 100,000 residents and a property crime rate of 406.6 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Monument Beach, MA a Good Place to Live?

Monument Beach is a small town of 3,024 in Massachusetts, with a median household income of $93,688 and a 2.2% unemployment rate. Its cost of living index is 106 (US average = 100), which is 6% above the national average.

Strengths: Monument Beach stands out for solid school ratings (A), a well-educated population.

Trade-offs: Potential downsides include high home prices, longer commutes. Whether Monument Beach is right for you depends on your priorities — the full breakdown is below.

All Monument Beach city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 105.8

Monument Beach's overall cost of living index is 105.8, where 100 represents the US national average. Living in Monument Beach costs roughly 6% more than the average American city.

Metric	Monument Beach, MA	National Avg
Median Home Value	$476,300	$244,900
Median Monthly Rent	$1,743	$1,163
Homeownership Rate	88.2%	65.9%
Median Household Income	$93,688	$74,755

Crime & Safety

Very Safe

Monument Beach's violent crime rate is 127.7 per 100,000 residents — 66% lower than the national average of ~380 per 100,000.

Violent Crime

127.7 /100k

Property Crime

406.6 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Monument Beach is served primarily by Bourne. The student-to-teacher ratio is 10.3:1 (better than the national average of ~16:1).

Metric	Monument Beach, MA	National Avg
School District	Bourne	—
Elementary Schools	2	—
Middle Schools	1	—
High Schools	1	—
Student/Teacher Ratio	10.3:1	16:1
Bachelor's Degree or Higher	50.3%	35.4%
High School Diploma or Higher	99.3%	91.1%

Weather & Climate

Monument Beach sees average highs of 38.9°F in January and 81.0°F in July, with 51.1 inches of annual precipitation and 37.2 inches of snow per year.

Metric	Monument Beach, MA
Average High — January	38.9°F
Average High — July	81.0°F
Annual Precipitation	51.1"
Annual Snowfall	37.2"

Demographics

Metric	Monument Beach, MA	National Avg
Population	3,024	—
Median Age	54.1	38.9
Unemployment Rate	2.2%	3.7%
Avg Commute Time	32.6 min	26 min
White (non-Hispanic)	83.9%	59.3%
Black or African American	0.0%	13.6%
Hispanic or Latino	13.4%	18.9%
Asian	1.2%	6.3%
Under 18	20.6%	22.2%
65 and over	33.5%	16.8%

Nearby Cities

Bourne, MA 1 mi Buzzards Bay, MA 3 mi Pocasset, MA 3 mi Onset, MA 4 mi Forestdale, MA 5 mi

ZIP Codes in Monument Beach

Monument Beach, MA is covered by 2 ZIP codes:

02532 02553

Monument Beach vs Other Cities

Monument Beach, MA vs Bourne, MA Monument Beach, MA vs Buzzards Bay, MA Monument Beach, MA vs Pocasset, MA Monument Beach, MA vs Onset, MA Monument Beach, MA vs Forestdale, MA

Frequently Asked Questions

Is Monument Beach, MA affordable or expensive?

Monument Beach's cost of living index is 106, where 100 is the national average. That puts Monument Beach roughly 6% above the national average in cost. The median home price is $476,300 and median rent is $1,743/month.

What is the crime rate in Monument Beach, MA?

Monument Beach's violent crime rate is 127.7 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 406.6 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Monument Beach?

Public schools in Monument Beach are operated by Bourne. The district has 2 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 10.3:1. 50.3% of adults 25+ hold a bachelor's degree or higher.

Is Monument Beach, MA a good place to live?

Monument Beach, MA has a population of 3,024, a median household income of $93,688, and an unemployment rate of 2.2%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Monument Beach?

Monument Beach averages 38.9°F in January and 81.0°F in July. Annual rainfall is 51.1 inches with about 37.2 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Monument Beach?

Monument Beach, MA is covered by 2 ZIP codes: 02532, 02553.

What is the population of Monument Beach?

The population of Monument Beach, Massachusetts is 3,024 with a median age of 54.1. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Monument Beach?

Key numbers for living in Monument Beach: cost of living index 106 (100 = US average), median home $476,300, median household income $93,688, crime index 28 (100 = US average, lower is safer), schools rated A. Whether these are benefits or drawbacks depends on where you're coming from — compare Monument Beach side by side with your current city to see the trade-offs.