Is Milford, MA a Good Place to Live?
Milford is a small city of 27,569 in Massachusetts, with a median household income of $89,608 and a 5.9% unemployment rate. Its cost of living index is 106 (US average = 100), which is 6% above the national average.
Strengths: Milford stands out for lower-than-average crime, solid school ratings (B+).
Trade-offs: Potential downsides include longer commutes, an elevated unemployment rate. Whether Milford is right for you depends on your priorities — the full breakdown is below.
All Milford city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 106.5Milford's overall cost of living index is 106.5, where 100 represents the US national average. Living in Milford costs roughly 6% more than the average American city.
| Metric | Milford, MA | National Avg |
|---|---|---|
| Median Home Value | $389,100 | $244,900 |
| Median Monthly Rent | $1,588 | $1,163 |
| Homeownership Rate | 67.7% | 65.9% |
| Median Household Income | $89,608 | $74,755 |
Crime & Safety
Safer than AverageMilford's violent crime rate is 285.7 per 100,000 residents — 25% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Milford is served primarily by Milford. The student-to-teacher ratio is 11.6:1 (better than the national average of ~16:1).
| Metric | Milford, MA | National Avg |
|---|---|---|
| School District | Milford | — |
| Elementary Schools | 3 | — |
| Middle Schools | 1 | — |
| High Schools | 1 | — |
| Student/Teacher Ratio | 11.6:1 | 16:1 |
| Bachelor's Degree or Higher | 32.1% | 35.4% |
| High School Diploma or Higher | 86.1% | 91.1% |
Weather & Climate
Milford sees average highs of 38.1°F in January and 84.5°F in July, with 48.9 inches of annual precipitation and 48.3 inches of snow per year.
| Metric | Milford, MA |
|---|---|
| Average High — January | 38.1°F |
| Average High — July | 84.5°F |
| Annual Precipitation | 48.9" |
| Annual Snowfall | 48.3" |
Demographics
| Metric | Milford, MA | National Avg |
|---|---|---|
| Population | 27,569 | — |
| Median Age | 39.3 | 38.9 |
| Unemployment Rate | 5.9% | 3.7% |
| Avg Commute Time | 31.6 min | 26 min |
| White (non-Hispanic) | 72.8% | 59.3% |
| Black or African American | 3.8% | 13.6% |
| Hispanic or Latino | 19.1% | 18.9% |
| Asian | 2.5% | 6.3% |
| Under 18 | 21.5% | 22.2% |
| 65 and over | 16.8% | 16.8% |
Nearby Cities
ZIP Codes in Milford
Milford, MA is covered by 1 ZIP code: