Is Haverhill, MA a Good Place to Live?
Haverhill is a mid-sized city of 67,273 in Massachusetts, with a median household income of $81,989 and a 6.0% unemployment rate. Its cost of living index is 112 (US average = 100), which is 12% above the national average.
Strengths: Haverhill stands out for lower-than-average crime, solid school ratings (B).
Trade-offs: Potential downsides include an above-average cost of living, high home prices, an elevated unemployment rate. Whether Haverhill is right for you depends on your priorities — the full breakdown is below.
All Haverhill city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 111.6Haverhill's overall cost of living index is 111.6, where 100 represents the US national average. Living in Haverhill costs roughly 12% more than the average American city.
| Metric | Haverhill, MA | National Avg |
|---|---|---|
| Median Home Value | $400,900 | $244,900 |
| Median Monthly Rent | $1,462 | $1,163 |
| Homeownership Rate | 60.0% | 65.9% |
| Median Household Income | $81,989 | $74,755 |
Crime & Safety
Safer than AverageHaverhill's violent crime rate is 411.1 per 100,000 residents — 8% higher than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Haverhill is served primarily by Haverhill. The student-to-teacher ratio is 11.9:1 (better than the national average of ~16:1).
| Metric | Haverhill, MA | National Avg |
|---|---|---|
| School District | Haverhill | — |
| Elementary Schools | 8 | — |
| Middle Schools | 3 | — |
| High Schools | 3 | — |
| Student/Teacher Ratio | 11.9:1 | 16:1 |
| Bachelor's Degree or Higher | 30.0% | 35.4% |
| High School Diploma or Higher | 90.2% | 91.1% |
Weather & Climate
Haverhill sees average highs of 34.9°F in January and 82.4°F in July, with 47.4 inches of annual precipitation and 57.8 inches of snow per year.
| Metric | Haverhill, MA |
|---|---|
| Average High — January | 34.9°F |
| Average High — July | 82.4°F |
| Annual Precipitation | 47.4" |
| Annual Snowfall | 57.8" |
Demographics
| Metric | Haverhill, MA | National Avg |
|---|---|---|
| Population | 67,273 | — |
| Median Age | 37.9 | 38.9 |
| Unemployment Rate | 6.0% | 3.7% |
| Avg Commute Time | 27.2 min | 26 min |
| White (non-Hispanic) | 71.5% | 59.3% |
| Black or African American | 3.8% | 13.6% |
| Hispanic or Latino | 19.7% | 18.9% |
| Asian | 1.5% | 6.3% |
| Under 18 | 21.2% | 22.2% |
| 65 and over | 14.8% | 16.8% |
Nearby Cities
ZIP Codes in Haverhill
Haverhill, MA is covered by 3 ZIP codes: