Median Income
$89,212
household / year
Median Home Value
$684,900
owner-occupied
Median Rent
$1,981
gross / month
Cost of Living
112
national avg = 100

Is Boston, MA a Good Place to Live?

Boston is a large city of 665,945 in Massachusetts, with a median household income of $89,212 and a 6.6% unemployment rate. Its cost of living index is 112 (US average = 100), which is 12% above the national average.

Strengths: Boston stands out for solid school ratings (A), a well-educated population.

Trade-offs: Potential downsides include an above-average cost of living, high home prices, longer commutes, an elevated unemployment rate. Whether Boston is right for you depends on your priorities — the full breakdown is below.

All Boston city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 111.6

Boston's overall cost of living index is 111.6, where 100 represents the US national average. Living in Boston costs roughly 12% more than the average American city.

Metric Boston, MA National Avg
Median Home Value $684,900 $244,900
Median Monthly Rent $1,981 $1,163
Homeownership Rate 34.8% 65.9%
Median Household Income $89,212 $74,755

Crime & Safety

Near National Average

Boston's violent crime rate is 627.9 per 100,000 residents — 65% higher than the national average of ~380 per 100,000.

Violent Crime
627.9 /100k
Property Crime
2021.7 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Boston is served primarily by Boston. The student-to-teacher ratio is 10.6:1 (better than the national average of ~16:1).

Metric Boston, MA National Avg
School District Boston —
Elementary Schools 74 —
Middle Schools 3 —
High Schools 28 —
Student/Teacher Ratio 10.6:1 16:1
Bachelor's Degree or Higher 53.4% 35.4%
High School Diploma or Higher 88.4% 91.1%

Weather & Climate

Boston sees average highs of 36.8°F in January and 82.1°F in July, with 43.6 inches of annual precipitation and 49.2 inches of snow per year.

MetricBoston, MA
Average High — January36.8°F
Average High — July82.1°F
Annual Precipitation43.6"
Annual Snowfall49.2"

Demographics

MetricBoston, MANational Avg
Population665,945—
Median Age32.938.9
Unemployment Rate6.6%3.7%
Avg Commute Time30.6 min26 min
White (non-Hispanic)48.6%59.3%
Black or African American22.5%13.6%
Hispanic or Latino15.0%18.9%
Asian9.7%6.3%
Under 1815.7%22.2%
65 and over12.3%16.8%

Nearby Cities

ZIP Codes in Boston

Boston, MA is covered by 32 ZIP codes:

Boston vs Other Cities

Frequently Asked Questions

Boston's cost of living index is 112, where 100 is the national average. That puts Boston roughly 12% above the national average in cost. The median home price is $684,900 and median rent is $1,981/month.
Boston's violent crime rate is 627.9 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 2021.7 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Boston are operated by Boston. The district has 74 elementary, 3 middle, and 28 high schools. The student-to-teacher ratio is 10.6:1. 53.4% of adults 25+ hold a bachelor's degree or higher.
Boston, MA has a population of 665,945, a median household income of $89,212, and an unemployment rate of 6.6%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Boston averages 36.8°F in January and 82.1°F in July. Annual rainfall is 43.6 inches with about 49.2 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Boston, MA is covered by 32 ZIP codes: 02132, 02128, 02136, 02130, 02124, 02131, 02135, 02125, 02127, 02121, 02126, 02122, 02119, 02129, 02134, 02118, 02210, 02215, 02115, 02116, 02120, 02114, 02108, 02111, 02163, 02110, 02109, 02113, 02199, 02205, 02133, 02203.
The population of Boston, Massachusetts is 665,945 with a median age of 32.9. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Boston: cost of living index 112 (100 = US average), median home $684,900, median household income $89,212, crime index 138 (100 = US average, lower is safer), schools rated A. Whether these are benefits or drawbacks depends on where you're coming from — compare Boston side by side with your current city to see the trade-offs.