Is Beverly, MA a Good Place to Live?
Beverly is a small city of 42,414 in Massachusetts, with a median household income of $99,525 and a 3.3% unemployment rate. Its cost of living index is 112 (US average = 100), which is 12% above the national average.
Strengths: Beverly stands out for lower-than-average crime, solid school ratings (A), a well-educated population.
Trade-offs: Potential downsides include an above-average cost of living, high home prices, longer commutes. Whether Beverly is right for you depends on your priorities — the full breakdown is below.
All Beverly city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 111.6Beverly's overall cost of living index is 111.6, where 100 represents the US national average. Living in Beverly costs roughly 12% more than the average American city.
| Metric | Beverly, MA | National Avg |
|---|---|---|
| Median Home Value | $569,300 | $244,900 |
| Median Monthly Rent | $1,622 | $1,163 |
| Homeownership Rate | 60.1% | 65.9% |
| Median Household Income | $99,525 | $74,755 |
Crime & Safety
Very SafeBeverly's violent crime rate is 167.3 per 100,000 residents — 56% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Beverly is served primarily by Beverly. The student-to-teacher ratio is 12.4:1 (better than the national average of ~16:1).
| Metric | Beverly, MA | National Avg |
|---|---|---|
| School District | Beverly | — |
| Elementary Schools | 5 | — |
| Middle Schools | 1 | — |
| High Schools | 1 | — |
| Student/Teacher Ratio | 12.4:1 | 16:1 |
| Bachelor's Degree or Higher | 52.4% | 35.4% |
| High School Diploma or Higher | 96.7% | 91.1% |
Weather & Climate
Beverly sees average highs of 36.6°F in January and 80.1°F in July, with 48.0 inches of annual precipitation and 51.4 inches of snow per year.
| Metric | Beverly, MA |
|---|---|
| Average High — January | 36.6°F |
| Average High — July | 80.1°F |
| Annual Precipitation | 48.0" |
| Annual Snowfall | 51.4" |
Demographics
| Metric | Beverly, MA | National Avg |
|---|---|---|
| Population | 42,414 | — |
| Median Age | 40.3 | 38.9 |
| Unemployment Rate | 3.3% | 3.7% |
| Avg Commute Time | 30.1 min | 26 min |
| White (non-Hispanic) | 87.6% | 59.3% |
| Black or African American | 2.9% | 13.6% |
| Hispanic or Latino | 3.9% | 18.9% |
| Asian | 2.5% | 6.3% |
| Under 18 | 19.2% | 22.2% |
| 65 and over | 18.2% | 16.8% |
Nearby Cities
ZIP Codes in Beverly
Beverly, MA is covered by 2 ZIP codes: