Is Lafayette, LA a Good Place to Live?
Lafayette is a mid-sized city of 121,706 in Louisiana, with a median household income of $58,850 and a 6.1% unemployment rate. Its cost of living index is 87 (US average = 100), which is 13% below the national average.
Strengths: Lafayette stands out for an affordable cost of living, below-average home prices, solid school ratings (B), a well-educated population, short average commutes.
Trade-offs: Potential downsides include a higher-than-average crime index, an elevated unemployment rate. Whether Lafayette is right for you depends on your priorities — the full breakdown is below.
All Lafayette city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 87.0Lafayette's overall cost of living index is 87.0, where 100 represents the US national average. Living in Lafayette costs roughly 13% less than the average American city.
| Metric | Lafayette, LA | National Avg |
|---|---|---|
| Median Home Value | $234,900 | $244,900 |
| Median Monthly Rent | $1,022 | $1,163 |
| Homeownership Rate | 56.3% | 65.9% |
| Median Household Income | $58,850 | $74,755 |
Crime & Safety
High CrimeLafayette's violent crime rate is 1066.1 per 100,000 residents — 181% higher than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Lafayette is served primarily by Lafayette Parish. The student-to-teacher ratio is 17.6:1 (slightly above the national average of ~16:1).
| Metric | Lafayette, LA | National Avg |
|---|---|---|
| School District | Lafayette Parish | — |
| Elementary Schools | 24 | — |
| Middle Schools | 10 | — |
| High Schools | 10 | — |
| Student/Teacher Ratio | 17.6:1 | 16:1 |
| Bachelor's Degree or Higher | 40.0% | 35.4% |
| High School Diploma or Higher | 90.8% | 91.1% |
Weather & Climate
Lafayette sees average highs of 61.5°F in January and 91.0°F in July, with 64.7 inches of annual precipitation .
| Metric | Lafayette, LA |
|---|---|
| Average High — January | 61.5°F |
| Average High — July | 91.0°F |
| Annual Precipitation | 64.7" |
| Annual Snowfall | Trace / None |
Demographics
| Metric | Lafayette, LA | National Avg |
|---|---|---|
| Population | 121,706 | — |
| Median Age | 36.9 | 38.9 |
| Unemployment Rate | 6.1% | 3.7% |
| Avg Commute Time | 20.4 min | 26 min |
| White (non-Hispanic) | 61.0% | 59.3% |
| Black or African American | 29.2% | 13.6% |
| Hispanic or Latino | 4.5% | 18.9% |
| Asian | 2.4% | 6.3% |
| Under 18 | 21.2% | 22.2% |
| 65 and over | 16.7% | 16.8% |
Nearby Cities
ZIP Codes in Lafayette
Lafayette, LA is covered by 5 ZIP codes: