Williamstown is a small town of 3,909 in Kentucky, with a median household income of $60,726
and a 1.2% unemployment rate.
Its cost of living index is 94 (US average = 100), which is
6% below the national average.
Strengths:
Williamstown stands out for an affordable cost of living, below-average home prices, lower-than-average crime, short average commutes.
Trade-offs:
No major red flags stand out in the available data. Whether Williamstown is right for you depends on your priorities — the full breakdown is below.
All Williamstown city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 94.1
Williamstown's overall cost of living index is 94.1,
where 100 represents the US national average.
Living in Williamstown costs roughly 6% less than the average American city.
Metric
Williamstown, KY
National Avg
Median Home Value
$155,600
$244,900
Median Monthly Rent
$826
$1,163
Homeownership Rate
66.1%
65.9%
Median Household Income
$60,726
$74,755
Crime & Safety
Very Safe
Williamstown's violent crime rate is 75.3 per 100,000 residents
— 80% lower than the national average of ~380 per 100,000.
Violent Crime
75.3 /100k
Property Crime
376.6 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Williamstown is served primarily by Grant County.
The student-to-teacher ratio is 18.0:1
(slightly above the national average of ~16:1).
Metric
Williamstown, KY
National Avg
School District
Grant County
—
Elementary Schools
4
—
Middle Schools
1
—
High Schools
1
—
Student/Teacher Ratio
18.0:1
16:1
Bachelor's Degree or Higher
18.8%
35.4%
High School Diploma or Higher
89.9%
91.1%
Weather & Climate
Williamstown sees average highs of 41.9°F in January
and 87.1°F in July,
with 45.9 inches of annual precipitation
and 16.0 inches of snow per year.
Williamstown's cost of living index is 94, where 100 is the national average.
That makes Williamstown roughly 6% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $155,600 and median rent is $826/month.
Williamstown's violent crime rate is 75.3 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 376.6 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Williamstown are operated by Grant County.
The district has 4 elementary, 1 middle, and 1 high schools.
The student-to-teacher ratio is 18.0:1. 18.8% of adults 25+ hold a bachelor's degree or higher.
Williamstown, KY has a population of 3,909, a median household income of $60,726, and an unemployment rate of 1.2%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Williamstown averages 41.9°F in January and 87.1°F in July. Annual rainfall is 45.9 inches
with about 16.0 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Williamstown, KY is covered by 1 ZIP code: 41097.
The population of Williamstown, Kentucky is 3,909 with a median age of 33.9. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Williamstown: cost of living index 94 (100 = US average), median home $155,600, median household income $60,726, crime index 19 (100 = US average, lower is safer), schools rated C+. Whether these are benefits or drawbacks depends on where you're coming from — compare Williamstown side by side with your current city to see the trade-offs.
