Springfield is a small town of 2,846 in Kentucky, with a median household income of $48,333
and a 0.5% unemployment rate.
Its cost of living index is 90 (US average = 100), which is
10% below the national average.
Strengths:
Springfield stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B-), short average commutes.
Trade-offs:
No major red flags stand out in the available data. Whether Springfield is right for you depends on your priorities — the full breakdown is below.
All Springfield city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 89.9
Springfield's overall cost of living index is 89.9,
where 100 represents the US national average.
Living in Springfield costs roughly 10% less than the average American city.
Metric
Springfield, KY
National Avg
Median Home Value
$157,200
$244,900
Median Monthly Rent
$741
$1,163
Homeownership Rate
59.1%
65.9%
Median Household Income
$48,333
$74,755
Crime & Safety
Very Safe
Springfield's violent crime rate is 67.4 per 100,000 residents
— 82% lower than the national average of ~380 per 100,000.
Violent Crime
67.4 /100k
Property Crime
303.1 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Springfield is served primarily by Washington County.
The student-to-teacher ratio is 17.9:1
(slightly above the national average of ~16:1).
Metric
Springfield, KY
National Avg
School District
Washington County
—
Elementary Schools
2
—
Middle Schools
1
—
High Schools
3
—
Student/Teacher Ratio
17.9:1
16:1
Bachelor's Degree or Higher
22.3%
35.4%
High School Diploma or Higher
93.6%
91.1%
Weather & Climate
Springfield sees average highs of 43.3°F in January
and 86.6°F in July,
with 50.1 inches of annual precipitation
and 3.3 inches of snow per year.
Springfield's cost of living index is 90, where 100 is the national average.
That makes Springfield roughly 10% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $157,200 and median rent is $741/month.
Springfield's violent crime rate is 67.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 303.1 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Springfield are operated by Washington County.
The district has 2 elementary, 1 middle, and 3 high schools.
The student-to-teacher ratio is 17.9:1. 22.3% of adults 25+ hold a bachelor's degree or higher.
Springfield, KY has a population of 2,846, a median household income of $48,333, and an unemployment rate of 0.5%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Springfield averages 43.3°F in January and 86.6°F in July. Annual rainfall is 50.1 inches
with about 3.3 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Springfield, KY is covered by 2 ZIP codes: 40069, 40061.
The population of Springfield, Kentucky is 2,846 with a median age of 36.8. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Springfield: cost of living index 90 (100 = US average), median home $157,200, median household income $48,333, crime index 16 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Springfield side by side with your current city to see the trade-offs.
