Median Income
$71,875
household / year
Median Home Value
$189,300
owner-occupied
Median Rent
$878
gross / month
Cost of Living
94
national avg = 100

Is Shepherdsville, KY a Good Place to Live?

Shepherdsville is a small city of 14,136 in Kentucky, with a median household income of $71,875 and a 3.6% unemployment rate. Its cost of living index is 94 (US average = 100), which is 6% below the national average.

Strengths: Shepherdsville stands out for an affordable cost of living, below-average home prices, lower-than-average crime, short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Shepherdsville is right for you depends on your priorities — the full breakdown is below.

All Shepherdsville city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 94.0

Shepherdsville's overall cost of living index is 94.0, where 100 represents the US national average. Living in Shepherdsville costs roughly 6% less than the average American city.

Metric Shepherdsville, KY National Avg
Median Home Value $189,300 $244,900
Median Monthly Rent $878 $1,163
Homeownership Rate 71.2% 65.9%
Median Household Income $71,875 $74,755

Crime & Safety

Very Safe

Shepherdsville's violent crime rate is 134.7 per 100,000 residents — 65% lower than the national average of ~380 per 100,000.

Violent Crime
134.7 /100k
Property Crime
1792.1 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Shepherdsville is served primarily by Bullitt County. The student-to-teacher ratio is 17.1:1 (slightly above the national average of ~16:1).

Metric Shepherdsville, KY National Avg
School District Bullitt County
Elementary Schools 13
Middle Schools 6
High Schools 5
Student/Teacher Ratio 17.1:1 16:1
Bachelor's Degree or Higher 15.6% 35.4%
High School Diploma or Higher 87.7% 91.1%

Weather & Climate

Shepherdsville sees average highs of 44.6°F in January and 87.7°F in July, with 51.1 inches of annual precipitation and 3.5 inches of snow per year.

MetricShepherdsville, KY
Average High — January44.6°F
Average High — July87.7°F
Annual Precipitation51.1"
Annual Snowfall3.5"

Demographics

MetricShepherdsville, KYNational Avg
Population14,136
Median Age35.338.9
Unemployment Rate3.6%3.7%
Avg Commute Time22.3 min26 min
White (non-Hispanic)93.3%59.3%
Black or African American1.7%13.6%
Hispanic or Latino1.8%18.9%
Asian0.0%6.3%
Under 1827.8%22.2%
65 and over10.2%16.8%

Nearby Cities

ZIP Codes in Shepherdsville

Shepherdsville, KY is covered by 2 ZIP codes:

Shepherdsville vs Other Cities

Frequently Asked Questions

Shepherdsville's cost of living index is 94, where 100 is the national average. That makes Shepherdsville roughly 6% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $189,300 and median rent is $878/month.
Shepherdsville's violent crime rate is 134.7 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1792.1 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Shepherdsville are operated by Bullitt County. The district has 13 elementary, 6 middle, and 5 high schools. The student-to-teacher ratio is 17.1:1. 15.6% of adults 25+ hold a bachelor's degree or higher.
Shepherdsville, KY has a population of 14,136, a median household income of $71,875, and an unemployment rate of 3.6%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Shepherdsville averages 44.6°F in January and 87.7°F in July. Annual rainfall is 51.1 inches with about 3.5 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Shepherdsville, KY is covered by 2 ZIP codes: 40165, 40110.
The population of Shepherdsville, Kentucky is 14,136 with a median age of 35.3. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Shepherdsville: cost of living index 94 (100 = US average), median home $189,300, median household income $71,875, crime index 55 (100 = US average, lower is safer), schools rated C+. Whether these are benefits or drawbacks depends on where you're coming from — compare Shepherdsville side by side with your current city to see the trade-offs.