Radcliff is a small city of 22,981 in Kentucky, with a median household income of $54,558
and a 9.1% unemployment rate.
Its cost of living index is 89 (US average = 100), which is
11% below the national average.
Strengths:
Radcliff stands out for an affordable cost of living, below-average home prices, lower-than-average crime, short average commutes.
Trade-offs:
Potential downsides include an elevated unemployment rate. Whether Radcliff is right for you depends on your priorities — the full breakdown is below.
All Radcliff city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 89.4
Radcliff's overall cost of living index is 89.4,
where 100 represents the US national average.
Living in Radcliff costs roughly 11% less than the average American city.
Metric
Radcliff, KY
National Avg
Median Home Value
$151,900
$244,900
Median Monthly Rent
$897
$1,163
Homeownership Rate
49.5%
65.9%
Median Household Income
$54,558
$74,755
Crime & Safety
Safer than Average
Radcliff's violent crime rate is 172.1 per 100,000 residents
— 55% lower than the national average of ~380 per 100,000.
Violent Crime
172.1 /100k
Property Crime
1999.3 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Radcliff is served primarily by Hardin County.
The student-to-teacher ratio is 15.3:1
(better than the national average of ~16:1).
Metric
Radcliff, KY
National Avg
School District
Hardin County
—
Elementary Schools
13
—
Middle Schools
5
—
High Schools
5
—
Student/Teacher Ratio
15.3:1
16:1
Bachelor's Degree or Higher
15.6%
35.4%
High School Diploma or Higher
89.8%
91.1%
Weather & Climate
Radcliff sees average highs of 42.0°F in January
and 86.0°F in July,
with 48.3 inches of annual precipitation
and 4.5 inches of snow per year.
Radcliff's cost of living index is 89, where 100 is the national average.
That makes Radcliff roughly 11% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $151,900 and median rent is $897/month.
Radcliff's violent crime rate is 172.1 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1999.3 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Radcliff are operated by Hardin County.
The district has 13 elementary, 5 middle, and 5 high schools.
The student-to-teacher ratio is 15.3:1. 15.6% of adults 25+ hold a bachelor's degree or higher.
Radcliff, KY has a population of 22,981, a median household income of $54,558, and an unemployment rate of 9.1%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Radcliff averages 42.0°F in January and 86.0°F in July. Annual rainfall is 48.3 inches
with about 4.5 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Radcliff, KY is covered by 1 ZIP code: 40160.
The population of Radcliff, Kentucky is 22,981 with a median age of 35.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Radcliff: cost of living index 89 (100 = US average), median home $151,900, median household income $54,558, crime index 65 (100 = US average, lower is safer), schools rated C+. Whether these are benefits or drawbacks depends on where you're coming from — compare Radcliff side by side with your current city to see the trade-offs.