What are the schools like in Owenton, KY?

Owenton is served primarily by Owen County. The district operates 1 elementary schools, 1 middle schools, and 1 high schools with a student-to-teacher ratio of 15.4:1.

What is the median household income in Owenton?

The median household income in Owenton, KY is $45,766 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 8.9%.

What is the weather like in Owenton, KY?

Owenton has an average high temperature of 41.9°F in January and 87.1°F in July. Annual precipitation averages 49.8 inches and annual snowfall averages 16.0 inches.

Owenton, KY Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Owenton, KY affordable or expensive?

Owenton's cost of living index is 87, where 100 represents the national average. This means Owenton is 13% less expensive than the average US city. The median home value is $117,600 and the median rent is $608 per month.

Q: What is the crime rate in Owenton, KY?

Owenton has a violent crime rate of 60.1 incidents per 100,000 residents and a property crime rate of 60.1 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Owenton, KY a Good Place to Live?

Owenton is a small town of 1,640 in Kentucky, with a median household income of $45,766 and a 8.9% unemployment rate. Its cost of living index is 87 (US average = 100), which is 13% below the national average.

Strengths: Owenton stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B-).

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Owenton is right for you depends on your priorities — the full breakdown is below.

All Owenton city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 86.9

Owenton's overall cost of living index is 86.9, where 100 represents the US national average. Living in Owenton costs roughly 13% less than the average American city.

Metric	Owenton, KY	National Avg
Median Home Value	$117,600	$244,900
Median Monthly Rent	$608	$1,163
Homeownership Rate	54.5%	65.9%
Median Household Income	$45,766	$74,755

Crime & Safety

Very Safe

Owenton's violent crime rate is 60.1 per 100,000 residents — 84% lower than the national average of ~380 per 100,000.

Violent Crime

60.1 /100k

Property Crime

60.1 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Owenton is served primarily by Owen County. The student-to-teacher ratio is 15.4:1 (better than the national average of ~16:1).

Metric	Owenton, KY	National Avg
School District	Owen County	—
Elementary Schools	1	—
Middle Schools	1	—
High Schools	1	—
Student/Teacher Ratio	15.4:1	16:1
Bachelor's Degree or Higher	9.8%	35.4%
High School Diploma or Higher	77.3%	91.1%

Weather & Climate

Owenton sees average highs of 41.9°F in January and 87.1°F in July, with 49.8 inches of annual precipitation and 16.0 inches of snow per year.

Metric	Owenton, KY
Average High — January	41.9°F
Average High — July	87.1°F
Annual Precipitation	49.8"
Annual Snowfall	16.0"

Demographics

Metric	Owenton, KY	National Avg
Population	1,640	—
Median Age	43.3	38.9
Unemployment Rate	8.9%	3.7%
Avg Commute Time	28.7 min	26 min
White (non-Hispanic)	96.0%	59.3%
Black or African American	1.8%	13.6%
Hispanic or Latino	0.0%	18.9%
Asian	0.0%	6.3%
Under 18	19.8%	22.2%
65 and over	27.3%	16.8%

Nearby Cities

Gratz, KY 7 mi Monterey, KY 8 mi Sanders, KY 10 mi Sparta, KY 11 mi Corinth, KY 13 mi

ZIP Codes in Owenton

Owenton, KY is covered by 1 ZIP code:

40359

Owenton vs Other Cities

Owenton, KY vs Gratz, KY Owenton, KY vs Monterey, KY Owenton, KY vs Sanders, KY Owenton, KY vs Sparta, KY Owenton, KY vs Corinth, KY

Frequently Asked Questions

Is Owenton, KY affordable or expensive?

Owenton's cost of living index is 87, where 100 is the national average. That makes Owenton roughly 13% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $117,600 and median rent is $608/month.

What is the crime rate in Owenton, KY?

Owenton's violent crime rate is 60.1 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 60.1 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Owenton?

Public schools in Owenton are operated by Owen County. The district has 1 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 15.4:1. 9.8% of adults 25+ hold a bachelor's degree or higher.

Is Owenton, KY a good place to live?

Owenton, KY has a population of 1,640, a median household income of $45,766, and an unemployment rate of 8.9%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Owenton?

Owenton averages 41.9°F in January and 87.1°F in July. Annual rainfall is 49.8 inches with about 16.0 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Owenton?

Owenton, KY is covered by 1 ZIP code: 40359.

What is the population of Owenton?

The population of Owenton, Kentucky is 1,640 with a median age of 43.3. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Owenton?

Key numbers for living in Owenton: cost of living index 87 (100 = US average), median home $117,600, median household income $45,766, crime index 11 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Owenton side by side with your current city to see the trade-offs.