Median Income
$61,832
household / year
Median Home Value
$189,500
owner-occupied
Median Rent
$980
gross / month
Cost of Living
93
national avg = 100

Is Nicholasville, KY a Good Place to Live?

Nicholasville is a small city of 31,352 in Kentucky, with a median household income of $61,832 and a 5.2% unemployment rate. Its cost of living index is 93 (US average = 100), which is 7% below the national average.

Strengths: Nicholasville stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B), short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Nicholasville is right for you depends on your priorities — the full breakdown is below.

All Nicholasville city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 93.1

Nicholasville's overall cost of living index is 93.1, where 100 represents the US national average. Living in Nicholasville costs roughly 7% less than the average American city.

Metric Nicholasville, KY National Avg
Median Home Value $189,500 $244,900
Median Monthly Rent $980 $1,163
Homeownership Rate 61.9% 65.9%
Median Household Income $61,832 $74,755

Crime & Safety

Very Safe

Nicholasville's violent crime rate is 112.6 per 100,000 residents — 70% lower than the national average of ~380 per 100,000.

Violent Crime
112.6 /100k
Property Crime
1497.0 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Nicholasville is served primarily by Jessamine County. The student-to-teacher ratio is 14.3:1 (better than the national average of ~16:1).

Metric Nicholasville, KY National Avg
School District Jessamine County
Elementary Schools 7
Middle Schools 2
High Schools 5
Student/Teacher Ratio 14.3:1 16:1
Bachelor's Degree or Higher 22.5% 35.4%
High School Diploma or Higher 87.3% 91.1%

Weather & Climate

Nicholasville sees average highs of 44.5°F in January and 86.4°F in July, with 51.5 inches of annual precipitation and 10.2 inches of snow per year.

MetricNicholasville, KY
Average High — January44.5°F
Average High — July86.4°F
Annual Precipitation51.5"
Annual Snowfall10.2"

Demographics

MetricNicholasville, KYNational Avg
Population31,352
Median Age38.038.9
Unemployment Rate5.2%3.7%
Avg Commute Time24.8 min26 min
White (non-Hispanic)88.9%59.3%
Black or African American4.9%13.6%
Hispanic or Latino2.3%18.9%
Asian0.8%6.3%
Under 1825.0%22.2%
65 and over13.5%16.8%

Nearby Cities

ZIP Codes in Nicholasville

Nicholasville, KY is covered by 1 ZIP code:

Nicholasville vs Other Cities

Frequently Asked Questions

Nicholasville's cost of living index is 93, where 100 is the national average. That makes Nicholasville roughly 7% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $189,500 and median rent is $980/month.
Nicholasville's violent crime rate is 112.6 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1497.0 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Nicholasville are operated by Jessamine County. The district has 7 elementary, 2 middle, and 5 high schools. The student-to-teacher ratio is 14.3:1. 22.5% of adults 25+ hold a bachelor's degree or higher.
Nicholasville, KY has a population of 31,352, a median household income of $61,832, and an unemployment rate of 5.2%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Nicholasville averages 44.5°F in January and 86.4°F in July. Annual rainfall is 51.5 inches with about 10.2 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Nicholasville, KY is covered by 1 ZIP code: 40356.
The population of Nicholasville, Kentucky is 31,352 with a median age of 38.0. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Nicholasville: cost of living index 93 (100 = US average), median home $189,500, median household income $61,832, crime index 46 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Nicholasville side by side with your current city to see the trade-offs.