Butler County Courthouse Kentucky · Bedford at en.wikipedia / Public domainMain Street Morgantown · Nyttend / Public domainWilliam H. Natcher Parkway - Morgantown exit 4-10-2014 · Doug Kerr from Albany, NY, United States / CC BY-SA 2.0
Morgantown is a small town of 2,734 in Kentucky, with a median household income of $29,103
and a 11.7% unemployment rate.
Its cost of living index is 90 (US average = 100), which is
10% below the national average.
Strengths:
Morgantown stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B-), short average commutes.
Trade-offs:
Potential downsides include an elevated unemployment rate. Whether Morgantown is right for you depends on your priorities — the full breakdown is below.
All Morgantown city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 90.5
Morgantown's overall cost of living index is 90.5,
where 100 represents the US national average.
Living in Morgantown costs roughly 10% less than the average American city.
Metric
Morgantown, KY
National Avg
Median Home Value
$104,200
$244,900
Median Monthly Rent
$565
$1,163
Homeownership Rate
33.7%
65.9%
Median Household Income
$29,103
$74,755
Crime & Safety
Very Safe
Morgantown's violent crime rate is 243.2 per 100,000 residents
— 36% lower than the national average of ~380 per 100,000.
Violent Crime
243.2 /100k
Property Crime
40.5 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Morgantown is served primarily by Butler County.
The student-to-teacher ratio is 17.1:1
(slightly above the national average of ~16:1).
Metric
Morgantown, KY
National Avg
School District
Butler County
—
Elementary Schools
2
—
Middle Schools
1
—
High Schools
2
—
Student/Teacher Ratio
17.1:1
16:1
Bachelor's Degree or Higher
9.5%
35.4%
High School Diploma or Higher
76.7%
91.1%
Weather & Climate
Morgantown sees average highs of 43.6°F in January
and 89.0°F in July,
with 54.9 inches of annual precipitation
and 7.3 inches of snow per year.
Morgantown's cost of living index is 90, where 100 is the national average.
That makes Morgantown roughly 10% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $104,200 and median rent is $565/month.
Morgantown's violent crime rate is 243.2 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 40.5 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Morgantown are operated by Butler County.
The district has 2 elementary, 1 middle, and 2 high schools.
The student-to-teacher ratio is 17.1:1. 9.5% of adults 25+ hold a bachelor's degree or higher.
Morgantown, KY has a population of 2,734, a median household income of $29,103, and an unemployment rate of 11.7%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Morgantown averages 43.6°F in January and 89.0°F in July. Annual rainfall is 54.9 inches
with about 7.3 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Morgantown, KY is covered by 1 ZIP code: 42261.
The population of Morgantown, Kentucky is 2,734 with a median age of 35.8. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Morgantown: cost of living index 90 (100 = US average), median home $104,200, median household income $29,103, crime index 39 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Morgantown side by side with your current city to see the trade-offs.
