Milton is a small town of 633 in Kentucky, with a median household income of $53,024
and a 4.2% unemployment rate.
Its cost of living index is 90 (US average = 100), which is
10% below the national average.
Strengths:
Milton stands out for an affordable cost of living, below-average home prices.
Trade-offs:
No major red flags stand out in the available data. Whether Milton is right for you depends on your priorities — the full breakdown is below.
All Milton city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 90.0
Milton's overall cost of living index is 90.0,
where 100 represents the US national average.
Living in Milton costs roughly 10% less than the average American city.
Metric
Milton, KY
National Avg
Median Home Value
$133,300
$244,900
Median Monthly Rent
$838
$1,163
Homeownership Rate
69.1%
65.9%
Median Household Income
$53,024
$74,755
Crime & Safety
Very Safe
Milton's violent crime rate is 35.4 per 100,000 residents
— 91% lower than the national average of ~380 per 100,000.
Violent Crime
35.4 /100k
Property Crime
118.0 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Milton is served primarily by Trimble County.
The student-to-teacher ratio is 19.6:1
(slightly above the national average of ~16:1).
Metric
Milton, KY
National Avg
School District
Trimble County
—
Elementary Schools
2
—
Middle Schools
N/A
—
High Schools
1
—
Student/Teacher Ratio
19.6:1
16:1
Bachelor's Degree or Higher
12.6%
35.4%
High School Diploma or Higher
91.9%
91.1%
Weather & Climate
Milton sees average highs of 42.2°F in January
and 88.0°F in July,
with 49.6 inches of annual precipitation
and 12.3 inches of snow per year.
Milton's cost of living index is 90, where 100 is the national average.
That makes Milton roughly 10% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $133,300 and median rent is $838/month.
Milton's violent crime rate is 35.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 118.0 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Milton are operated by Trimble County.
The district has 2 elementary, several middle, and 1 high schools.
The student-to-teacher ratio is 19.6:1. 12.6% of adults 25+ hold a bachelor's degree or higher.
Milton, KY has a population of 633, a median household income of $53,024, and an unemployment rate of 4.2%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Milton averages 42.2°F in January and 88.0°F in July. Annual rainfall is 49.6 inches
with about 12.3 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Milton, KY is covered by 1 ZIP code: 40045.
The population of Milton, Kentucky is 633 with a median age of 41.8. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Milton: cost of living index 90 (100 = US average), median home $133,300, median household income $53,024, crime index 8 (100 = US average, lower is safer), schools rated C+. Whether these are benefits or drawbacks depends on where you're coming from — compare Milton side by side with your current city to see the trade-offs.
