Median Income
$49,583
household / year
Median Home Value
$140,900
owner-occupied
Median Rent
$613
gross / month
Cost of Living
88
national avg = 100

Is Louisa, KY a Good Place to Live?

Louisa is a small town of 2,652 in Kentucky, with a median household income of $49,583 and a 7.9% unemployment rate. Its cost of living index is 88 (US average = 100), which is 12% below the national average.

Strengths: Louisa stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B-), short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Louisa is right for you depends on your priorities — the full breakdown is below.

All Louisa city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 87.8

Louisa's overall cost of living index is 87.8, where 100 represents the US national average. Living in Louisa costs roughly 12% less than the average American city.

Metric Louisa, KY National Avg
Median Home Value $140,900 $244,900
Median Monthly Rent $613 $1,163
Homeownership Rate 62.7% 65.9%
Median Household Income $49,583 $74,755

Crime & Safety

Very Safe

Louisa's violent crime rate is 156.1 per 100,000 residents — 59% lower than the national average of ~380 per 100,000.

Violent Crime
156.1 /100k
Property Crime
897.4 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Louisa is served primarily by Lawrence County. The student-to-teacher ratio is 13.9:1 (better than the national average of ~16:1).

Metric Louisa, KY National Avg
School District Lawrence County
Elementary Schools 4
Middle Schools 1
High Schools 1
Student/Teacher Ratio 13.9:1 16:1
Bachelor's Degree or Higher 16.7% 35.4%
High School Diploma or Higher 84.9% 91.1%

Weather & Climate

Louisa sees average highs of 43.8°F in January and 85.4°F in July, with 47.1 inches of annual precipitation and 17.4 inches of snow per year.

MetricLouisa, KY
Average High — January43.8°F
Average High — July85.4°F
Annual Precipitation47.1"
Annual Snowfall17.4"

Demographics

MetricLouisa, KYNational Avg
Population2,652
Median Age32.938.9
Unemployment Rate7.9%3.7%
Avg Commute Time22.7 min26 min
White (non-Hispanic)98.7%59.3%
Black or African American1.2%13.6%
Hispanic or Latino0.0%18.9%
Asian0.0%6.3%
Under 1830.6%22.2%
65 and over15.7%16.8%

Nearby Cities

ZIP Codes in Louisa

Louisa, KY is covered by 1 ZIP code:

Louisa vs Other Cities

Frequently Asked Questions

Louisa's cost of living index is 88, where 100 is the national average. That makes Louisa roughly 12% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $140,900 and median rent is $613/month.
Louisa's violent crime rate is 156.1 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 897.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Louisa are operated by Lawrence County. The district has 4 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 13.9:1. 16.7% of adults 25+ hold a bachelor's degree or higher.
Louisa, KY has a population of 2,652, a median household income of $49,583, and an unemployment rate of 7.9%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Louisa averages 43.8°F in January and 85.4°F in July. Annual rainfall is 47.1 inches with about 17.4 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Louisa, KY is covered by 1 ZIP code: 41230.
The population of Louisa, Kentucky is 2,652 with a median age of 32.9. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Louisa: cost of living index 88 (100 = US average), median home $140,900, median household income $49,583, crime index 42 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Louisa side by side with your current city to see the trade-offs.