Median Income
$65,846
household / year
Median Home Value
$146,900
owner-occupied
Median Rent
$714
gross / month
Cost of Living
89
national avg = 100

Is Hazard, KY a Good Place to Live?

Hazard is a small town of 5,194 in Kentucky, with a median household income of $65,846 and a 11.2% unemployment rate. Its cost of living index is 89 (US average = 100), which is 11% below the national average.

Strengths: Hazard stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B-), short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Hazard is right for you depends on your priorities — the full breakdown is below.

All Hazard city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 89.2

Hazard's overall cost of living index is 89.2, where 100 represents the US national average. Living in Hazard costs roughly 11% less than the average American city.

Metric Hazard, KY National Avg
Median Home Value $146,900 $244,900
Median Monthly Rent $714 $1,163
Homeownership Rate 60.5% 65.9%
Median Household Income $65,846 $74,755

Crime & Safety

Very Safe

Hazard's violent crime rate is 61.5 per 100,000 residents — 84% lower than the national average of ~380 per 100,000.

Violent Crime
61.5 /100k
Property Crime
779.0 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Hazard is served primarily by Perry County. The student-to-teacher ratio is 15.4:1 (better than the national average of ~16:1).

Metric Hazard, KY National Avg
School District Perry County
Elementary Schools 6
Middle Schools N/A
High Schools 2
Student/Teacher Ratio 15.4:1 16:1
Bachelor's Degree or Higher 23.9% 35.4%
High School Diploma or Higher 85.3% 91.1%

Weather & Climate

Hazard sees average highs of 43.9°F in January and 87.0°F in July, with 53.0 inches of annual precipitation and 8.8 inches of snow per year.

MetricHazard, KY
Average High — January43.9°F
Average High — July87.0°F
Annual Precipitation53.0"
Annual Snowfall8.8"

Demographics

MetricHazard, KYNational Avg
Population5,194
Median Age40.338.9
Unemployment Rate11.2%3.7%
Avg Commute Time14.4 min26 min
White (non-Hispanic)89.9%59.3%
Black or African American1.5%13.6%
Hispanic or Latino0.7%18.9%
Asian3.5%6.3%
Under 1824.7%22.2%
65 and over14.6%16.8%

Nearby Cities

ZIP Codes in Hazard

Hazard, KY is covered by 1 ZIP code:

Hazard vs Other Cities

Frequently Asked Questions

Hazard's cost of living index is 89, where 100 is the national average. That makes Hazard roughly 11% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $146,900 and median rent is $714/month.
Hazard's violent crime rate is 61.5 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 779.0 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Hazard are operated by Perry County. The district has 6 elementary, several middle, and 2 high schools. The student-to-teacher ratio is 15.4:1. 23.9% of adults 25+ hold a bachelor's degree or higher.
Hazard, KY has a population of 5,194, a median household income of $65,846, and an unemployment rate of 11.2%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Hazard averages 43.9°F in January and 87.0°F in July. Annual rainfall is 53.0 inches with about 8.8 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Hazard, KY is covered by 1 ZIP code: 41701.
The population of Hazard, Kentucky is 5,194 with a median age of 40.3. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Hazard: cost of living index 89 (100 = US average), median home $146,900, median household income $65,846, crime index 25 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Hazard side by side with your current city to see the trade-offs.