What are the schools like in Hardin, KY?

School district data for Hardin is sourced from the National Center for Education Statistics (NCES).

What is the median household income in Hardin?

The median household income in Hardin, KY is $30,341 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 8.7%.

What is the weather like in Hardin, KY?

Hardin has an average high temperature of 45.5°F in January and 89.6°F in July. Annual precipitation averages 55.8 inches and annual snowfall averages 6.5 inches.

Hardin, KY Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Hardin, KY affordable or expensive?

Hardin's cost of living index is 86, where 100 represents the national average. This means Hardin is 14% less expensive than the average US city. The median home value is $90,000 and the median rent is $606 per month.

Q: What is the crime rate in Hardin, KY?

Hardin has a violent crime rate of 90.0 incidents per 100,000 residents and a property crime rate of 842.4 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Hardin, KY a Good Place to Live?

Hardin is a small town of 629 in Kentucky, with a median household income of $30,341 and a 8.7% unemployment rate. Its cost of living index is 86 (US average = 100), which is 14% below the national average.

Strengths: Hardin stands out for an affordable cost of living, below-average home prices, short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Hardin is right for you depends on your priorities — the full breakdown is below.

All Hardin city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 85.5

Hardin's overall cost of living index is 85.5, where 100 represents the US national average. Living in Hardin costs roughly 14% less than the average American city.

Metric	Hardin, KY	National Avg
Median Home Value	$90,000	$244,900
Median Monthly Rent	$606	$1,163
Homeownership Rate	52.9%	65.9%
Median Household Income	$30,341	$74,755

Crime & Safety

Very Safe

Hardin's violent crime rate is 90.0 per 100,000 residents — 76% lower than the national average of ~380 per 100,000.

Violent Crime

90.0 /100k

Property Crime

842.4 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Metric	Hardin, KY	National Avg
School District	N/A	—
Elementary Schools	N/A	—
Middle Schools	N/A	—
High Schools	N/A	—
Student/Teacher Ratio	N/A	16:1
Bachelor's Degree or Higher	5.7%	35.4%
High School Diploma or Higher	81.0%	91.1%

Weather & Climate

Hardin sees average highs of 45.5°F in January and 89.6°F in July, with 55.8 inches of annual precipitation and 6.5 inches of snow per year.

Metric	Hardin, KY
Average High — January	45.5°F
Average High — July	89.6°F
Annual Precipitation	55.8"
Annual Snowfall	6.5"

Demographics

Metric	Hardin, KY	National Avg
Population	629	—
Median Age	31.2	38.9
Unemployment Rate	8.7%	3.7%
Avg Commute Time	20.4 min	26 min
White (non-Hispanic)	98.4%	59.3%
Black or African American	0.5%	13.6%
Hispanic or Latino	0.0%	18.9%
Asian	0.0%	6.3%
Under 18	31.3%	22.2%
65 and over	13.5%	16.8%

Nearby Cities

Dexter, KY 2 mi Benton, KY 7 mi Murray, KY 10 mi Farmington, KY 14 mi Symsonia, KY 16 mi

ZIP Codes in Hardin

Hardin, KY is covered by 1 ZIP code:

42048

Hardin vs Other Cities

Hardin, KY vs Dexter, KY Hardin, KY vs Benton, KY Hardin, KY vs Murray, KY Hardin, KY vs Farmington, KY Hardin, KY vs Symsonia, KY

Frequently Asked Questions

Is Hardin, KY affordable or expensive?

Hardin's cost of living index is 86, where 100 is the national average. That makes Hardin roughly 14% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $90,000 and median rent is $606/month.

What is the crime rate in Hardin, KY?

Hardin's violent crime rate is 90.0 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 842.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Hardin?

School district information is sourced from NCES Common Core of Data.

Is Hardin, KY a good place to live?

Hardin, KY has a population of 629, a median household income of $30,341, and an unemployment rate of 8.7%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Hardin?

Hardin averages 45.5°F in January and 89.6°F in July. Annual rainfall is 55.8 inches with about 6.5 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Hardin?

Hardin, KY is covered by 1 ZIP code: 42048.

What is the population of Hardin?

The population of Hardin, Kentucky is 629 with a median age of 31.2. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Hardin?

Key numbers for living in Hardin: cost of living index 86 (100 = US average), median home $90,000, median household income $30,341, crime index 30 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Hardin side by side with your current city to see the trade-offs.