Downtown Georgetown Kentucky · FloNight (Sydney Poore) and Russell Poore / CC BY-SA 3.0Ward Hall, Georgetown, Kentucky · Ann Bolton Bevins / CC BY 3.02012 Toyota Camry SE -- 02-29-2012 · IFCAR / Public domainToyota Stadium, Georgetown College, Kentucky · Snakshopp / CC BY-SA 4.0
Georgetown is a small city of 37,510 in Kentucky, with a median household income of $74,530
and a 3.6% unemployment rate.
Its cost of living index is 93 (US average = 100), which is
7% below the national average.
Strengths:
Georgetown stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B), short average commutes.
Trade-offs:
No major red flags stand out in the available data. Whether Georgetown is right for you depends on your priorities — the full breakdown is below.
All Georgetown city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 93.1
Georgetown's overall cost of living index is 93.1,
where 100 represents the US national average.
Living in Georgetown costs roughly 7% less than the average American city.
Metric
Georgetown, KY
National Avg
Median Home Value
$223,700
$244,900
Median Monthly Rent
$1,106
$1,163
Homeownership Rate
65.4%
65.9%
Median Household Income
$74,530
$74,755
Crime & Safety
Very Safe
Georgetown's violent crime rate is 122.4 per 100,000 residents
— 68% lower than the national average of ~380 per 100,000.
Violent Crime
122.4 /100k
Property Crime
1168.9 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Georgetown is served primarily by Scott County.
The student-to-teacher ratio is 15.3:1
(better than the national average of ~16:1).
Metric
Georgetown, KY
National Avg
School District
Scott County
—
Elementary Schools
9
—
Middle Schools
3
—
High Schools
4
—
Student/Teacher Ratio
15.3:1
16:1
Bachelor's Degree or Higher
30.9%
35.4%
High School Diploma or Higher
94.5%
91.1%
Weather & Climate
Georgetown sees average highs of 41.2°F in January
and 86.7°F in July,
with 49.2 inches of annual precipitation
and 14.5 inches of snow per year.
Georgetown's cost of living index is 93, where 100 is the national average.
That makes Georgetown roughly 7% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $223,700 and median rent is $1,106/month.
Georgetown's violent crime rate is 122.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1168.9 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Georgetown are operated by Scott County.
The district has 9 elementary, 3 middle, and 4 high schools.
The student-to-teacher ratio is 15.3:1. 30.9% of adults 25+ hold a bachelor's degree or higher.
Georgetown, KY has a population of 37,510, a median household income of $74,530, and an unemployment rate of 3.6%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Georgetown averages 41.2°F in January and 86.7°F in July. Annual rainfall is 49.2 inches
with about 14.5 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Georgetown, KY is covered by 1 ZIP code: 40324.
The population of Georgetown, Kentucky is 37,510 with a median age of 32.8. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Georgetown: cost of living index 93 (100 = US average), median home $223,700, median household income $74,530, crime index 42 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Georgetown side by side with your current city to see the trade-offs.
