What are the schools like in Florence, KY?

Florence is served primarily by Boone County. The district operates 15 elementary schools, 6 middle schools, and 7 high schools with a student-to-teacher ratio of 15.6:1.

What is the median household income in Florence?

The median household income in Florence, KY is $67,352 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 2.8%.

What is the weather like in Florence, KY?

Florence has an average high temperature of 39.6°F in January and 86.0°F in July. Annual precipitation averages 45.3 inches and annual snowfall averages 23.3 inches.

Florence, KY Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Florence, KY affordable or expensive?

Florence's cost of living index is 94, where 100 represents the national average. This means Florence is 6% less expensive than the average US city. The median home value is $181,500 and the median rent is $1,118 per month.

Q: What is the crime rate in Florence, KY?

Florence has a violent crime rate of 231.9 incidents per 100,000 residents and a property crime rate of 3213.1 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Florence, KY a Good Place to Live?

Florence is a small city of 32,056 in Kentucky, with a median household income of $67,352 and a 2.8% unemployment rate. Its cost of living index is 94 (US average = 100), which is 6% below the national average.

Strengths: Florence stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B), short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Florence is right for you depends on your priorities — the full breakdown is below.

All Florence city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 94.1

Florence's overall cost of living index is 94.1, where 100 represents the US national average. Living in Florence costs roughly 6% less than the average American city.

Metric	Florence, KY	National Avg
Median Home Value	$181,500	$244,900
Median Monthly Rent	$1,118	$1,163
Homeownership Rate	56.6%	65.9%
Median Household Income	$67,352	$74,755

Crime & Safety

Safer than Average

Florence's violent crime rate is 231.9 per 100,000 residents — 39% lower than the national average of ~380 per 100,000.

Violent Crime

231.9 /100k

Property Crime

3213.1 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Florence is served primarily by Boone County. The student-to-teacher ratio is 15.6:1 (better than the national average of ~16:1).

Metric	Florence, KY	National Avg
School District	Boone County	—
Elementary Schools	15	—
Middle Schools	6	—
High Schools	7	—
Student/Teacher Ratio	15.6:1	16:1
Bachelor's Degree or Higher	26.7%	35.4%
High School Diploma or Higher	92.4%	91.1%

Weather & Climate

Florence sees average highs of 39.6°F in January and 86.0°F in July, with 45.3 inches of annual precipitation and 23.3 inches of snow per year.

Metric	Florence, KY
Average High — January	39.6°F
Average High — July	86.0°F
Annual Precipitation	45.3"
Annual Snowfall	23.3"

Demographics

Metric	Florence, KY	National Avg
Population	32,056	—
Median Age	39.3	38.9
Unemployment Rate	2.8%	3.7%
Avg Commute Time	23.1 min	26 min
White (non-Hispanic)	83.6%	59.3%
Black or African American	6.0%	13.6%
Hispanic or Latino	4.3%	18.9%
Asian	3.2%	6.3%
Under 18	21.7%	22.2%
65 and over	18.4%	16.8%

Nearby Cities

Oakbrook, KY 2 mi Elsmere, KY 2 mi Union, KY 3 mi Erlanger, KY 4 mi Burlington, KY 4 mi

ZIP Codes in Florence

Florence, KY is covered by 1 ZIP code:

41042

Florence vs Other Cities

Florence, KY vs Oakbrook, KY Florence, KY vs Elsmere, KY Florence, KY vs Union, KY Florence, KY vs Erlanger, KY Florence, KY vs Burlington, KY

Frequently Asked Questions

Is Florence, KY affordable or expensive?

Florence's cost of living index is 94, where 100 is the national average. That makes Florence roughly 6% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $181,500 and median rent is $1,118/month.

What is the crime rate in Florence, KY?

Florence's violent crime rate is 231.9 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 3213.1 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Florence?

Public schools in Florence are operated by Boone County. The district has 15 elementary, 6 middle, and 7 high schools. The student-to-teacher ratio is 15.6:1. 26.7% of adults 25+ hold a bachelor's degree or higher.

Is Florence, KY a good place to live?

Florence, KY has a population of 32,056, a median household income of $67,352, and an unemployment rate of 2.8%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Florence?

Florence averages 39.6°F in January and 86.0°F in July. Annual rainfall is 45.3 inches with about 23.3 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Florence?

Florence, KY is covered by 1 ZIP code: 41042.

What is the population of Florence?

The population of Florence, Kentucky is 32,056 with a median age of 39.3. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Florence?

Key numbers for living in Florence: cost of living index 94 (100 = US average), median home $181,500, median household income $67,352, crime index 98 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Florence side by side with your current city to see the trade-offs.