Median Income
$45,257
household / year
Median Home Value
$83,500
owner-occupied
Median Rent
$780
gross / month
Cost of Living
87
national avg = 100

Is Farley, KY a Good Place to Live?

Farley is a small town of 4,559 in Kentucky, with a median household income of $45,257 and a 3.9% unemployment rate. Its cost of living index is 87 (US average = 100), which is 13% below the national average.

Strengths: Farley stands out for an affordable cost of living, below-average home prices, short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Farley is right for you depends on your priorities — the full breakdown is below.

All Farley city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 87.2

Farley's overall cost of living index is 87.2, where 100 represents the US national average. Living in Farley costs roughly 13% less than the average American city.

Metric Farley, KY National Avg
Median Home Value $83,500 $244,900
Median Monthly Rent $780 $1,163
Homeownership Rate 71.9% 65.9%
Median Household Income $45,257 $74,755

Crime & Safety

Very Safe

Farley's violent crime rate is 157.4 per 100,000 residents — 59% lower than the national average of ~380 per 100,000.

Violent Crime
157.4 /100k
Property Crime
1444.6 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Metric Farley, KY National Avg
School District N/A —
Elementary Schools N/A —
Middle Schools N/A —
High Schools N/A —
Student/Teacher Ratio N/A 16:1
Bachelor's Degree or Higher 11.7% 35.4%
High School Diploma or Higher 86.1% 91.1%

Weather & Climate

Farley sees average highs of 43.0°F in January and 88.6°F in July, with 49.1 inches of annual precipitation and 3.1 inches of snow per year.

MetricFarley, KY
Average High — January43.0°F
Average High — July88.6°F
Annual Precipitation49.1"
Annual Snowfall3.1"

Demographics

MetricFarley, KYNational Avg
Population4,559—
Median Age37.538.9
Unemployment Rate3.9%3.7%
Avg Commute Time14.8 min26 min
White (non-Hispanic)87.0%59.3%
Black or African American6.5%13.6%
Hispanic or Latino3.6%18.9%
Asian0.3%6.3%
Under 1825.9%22.2%
65 and over20.4%16.8%

Nearby Cities

Reidland, KY 3 mi Hendron, KY 4 mi Ledbetter, KY 4 mi Paducah, KY 4 mi Massac, KY 6 mi

Farley vs Other Cities

Farley, KY vs Reidland, KY Farley, KY vs Hendron, KY Farley, KY vs Ledbetter, KY Farley, KY vs Paducah, KY Farley, KY vs Massac, KY

Frequently Asked Questions

Farley's cost of living index is 87, where 100 is the national average. That makes Farley roughly 13% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $83,500 and median rent is $780/month.
Farley's violent crime rate is 157.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1444.6 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Farley, KY has a population of 4,559, a median household income of $45,257, and an unemployment rate of 3.9%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Farley averages 43.0°F in January and 88.6°F in July. Annual rainfall is 49.1 inches with about 3.1 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
The population of Farley, Kentucky is 4,559 with a median age of 37.5. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Farley: cost of living index 87 (100 = US average), median home $83,500, median household income $45,257, crime index 52 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Farley side by side with your current city to see the trade-offs.