What are the schools like in Coldstream, KY?

School district data for Coldstream is sourced from the National Center for Education Statistics (NCES).

What is the median household income in Coldstream?

The median household income in Coldstream, KY is $95,750 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 3.1%.

What is the weather like in Coldstream, KY?

Coldstream has an average high temperature of 40.6°F in January and 87.5°F in July. Annual precipitation averages 50.9 inches and annual snowfall averages 4.3 inches.

Coldstream, KY Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Coldstream, KY affordable or expensive?

Coldstream's cost of living index is 94, where 100 represents the national average. This means Coldstream is 6% less expensive than the average US city. The median home value is $230,900 and the median rent is $2,213 per month.

Q: What is the crime rate in Coldstream, KY?

Coldstream has a violent crime rate of 16.8 incidents per 100,000 residents and a property crime rate of 381.6 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Coldstream, KY a Good Place to Live?

Coldstream is a small town of 1,374 in Kentucky, with a median household income of $95,750 and a 3.1% unemployment rate. Its cost of living index is 94 (US average = 100), which is 6% below the national average.

Strengths: Coldstream stands out for an affordable cost of living, below-average home prices, a well-educated population, short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Coldstream is right for you depends on your priorities — the full breakdown is below.

All Coldstream city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 94.0

Coldstream's overall cost of living index is 94.0, where 100 represents the US national average. Living in Coldstream costs roughly 6% less than the average American city.

Metric	Coldstream, KY	National Avg
Median Home Value	$230,900	$244,900
Median Monthly Rent	$2,213	$1,163
Homeownership Rate	76.0%	65.9%
Median Household Income	$95,750	$74,755

Crime & Safety

Very Safe

Coldstream's violent crime rate is 16.8 per 100,000 residents — 96% lower than the national average of ~380 per 100,000.

Violent Crime

16.8 /100k

Property Crime

381.6 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Metric	Coldstream, KY	National Avg
School District	N/A	—
Elementary Schools	N/A	—
Middle Schools	N/A	—
High Schools	N/A	—
Student/Teacher Ratio	N/A	16:1
Bachelor's Degree or Higher	41.1%	35.4%
High School Diploma or Higher	98.9%	91.1%

Weather & Climate

Coldstream sees average highs of 40.6°F in January and 87.5°F in July, with 50.9 inches of annual precipitation and 4.3 inches of snow per year.

Metric	Coldstream, KY
Average High — January	40.6°F
Average High — July	87.5°F
Annual Precipitation	50.9"
Annual Snowfall	4.3"

Demographics

Metric	Coldstream, KY	National Avg
Population	1,374	—
Median Age	34.7	38.9
Unemployment Rate	3.1%	3.7%
Avg Commute Time	23.1 min	26 min
White (non-Hispanic)	60.0%	59.3%
Black or African American	26.5%	13.6%
Hispanic or Latino	3.3%	18.9%
Asian	4.7%	6.3%
Under 18	27.6%	22.2%
65 and over	11.0%	16.8%

Nearby Cities

Worthington Hills, KY 0 mi Orchard Grass Hills, KY 1 mi Fincastle, KY 1 mi Pewee Valley, KY 2 mi Creekside, KY 3 mi

Coldstream vs Other Cities

Coldstream, KY vs Worthington Hills, KY Coldstream, KY vs Orchard Grass Hills, KY Coldstream, KY vs Fincastle, KY Coldstream, KY vs Pewee Valley, KY Coldstream, KY vs Creekside, KY

Frequently Asked Questions

Is Coldstream, KY affordable or expensive?

Coldstream's cost of living index is 94, where 100 is the national average. That makes Coldstream roughly 6% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $230,900 and median rent is $2,213/month.

What is the crime rate in Coldstream, KY?

Coldstream's violent crime rate is 16.8 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 381.6 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Coldstream?

School district information is sourced from NCES Common Core of Data.

Is Coldstream, KY a good place to live?

Coldstream, KY has a population of 1,374, a median household income of $95,750, and an unemployment rate of 3.1%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Coldstream?

Coldstream averages 40.6°F in January and 87.5°F in July. Annual rainfall is 50.9 inches with about 4.3 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What is the population of Coldstream?

The population of Coldstream, Kentucky is 1,374 with a median age of 34.7. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Coldstream?

Key numbers for living in Coldstream: cost of living index 94 (100 = US average), median home $230,900, median household income $95,750, crime index 10 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Coldstream side by side with your current city to see the trade-offs.