Median Income
$33,250
household / year
Median Home Value
$76,700
owner-occupied
Median Rent
$291
gross / month
Cost of Living
79
national avg = 100

Is Cloverport, KY a Good Place to Live?

Cloverport is a small town of 1,185 in Kentucky, with a median household income of $33,250 and a 18.1% unemployment rate. Its cost of living index is 79 (US average = 100), which is 21% below the national average.

Strengths: Cloverport stands out for an affordable cost of living, below-average home prices, short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Cloverport is right for you depends on your priorities — the full breakdown is below.

All Cloverport city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 78.9

Cloverport's overall cost of living index is 78.9, where 100 represents the US national average. Living in Cloverport costs roughly 21% less than the average American city.

Metric Cloverport, KY National Avg
Median Home Value $76,700 $244,900
Median Monthly Rent $291 $1,163
Homeownership Rate 65.2% 65.9%
Median Household Income $33,250 $74,755

Crime & Safety

Very Safe

Cloverport's violent crime rate is 53.7 per 100,000 residents — 86% lower than the national average of ~380 per 100,000.

Violent Crime
53.7 /100k
Property Crime
317.4 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Cloverport is served primarily by Cloverport Independent. The student-to-teacher ratio is 22.3:1 (slightly above the national average of ~16:1).

Metric Cloverport, KY National Avg
School District Cloverport Independent
Elementary Schools N/A
Middle Schools N/A
High Schools N/A
Student/Teacher Ratio 22.3:1 16:1
Bachelor's Degree or Higher 3.9% 35.4%
High School Diploma or Higher 77.7% 91.1%

Weather & Climate

Cloverport sees average highs of 42.3°F in January and 86.8°F in July, with 49.0 inches of annual precipitation and 10.7 inches of snow per year.

MetricCloverport, KY
Average High — January42.3°F
Average High — July86.8°F
Annual Precipitation49.0"
Annual Snowfall10.7"

Demographics

MetricCloverport, KYNational Avg
Population1,185
Median Age46.638.9
Unemployment Rate18.1%3.7%
Avg Commute Time22.9 min26 min
White (non-Hispanic)97.1%59.3%
Black or African American0.0%13.6%
Hispanic or Latino1.1%18.9%
Asian0.0%6.3%
Under 1818.8%22.2%
65 and over23.1%16.8%

Nearby Cities

ZIP Codes in Cloverport

Cloverport, KY is covered by 1 ZIP code:

Cloverport vs Other Cities

Frequently Asked Questions

Cloverport's cost of living index is 79, where 100 is the national average. That makes Cloverport roughly 21% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $76,700 and median rent is $291/month.
Cloverport's violent crime rate is 53.7 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 317.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Cloverport are operated by Cloverport Independent. The district has several elementary, several middle, and several high schools. The student-to-teacher ratio is 22.3:1. 3.9% of adults 25+ hold a bachelor's degree or higher.
Cloverport, KY has a population of 1,185, a median household income of $33,250, and an unemployment rate of 18.1%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Cloverport averages 42.3°F in January and 86.8°F in July. Annual rainfall is 49.0 inches with about 10.7 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Cloverport, KY is covered by 1 ZIP code: 40111.
The population of Cloverport, Kentucky is 1,185 with a median age of 46.6. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Cloverport: cost of living index 79 (100 = US average), median home $76,700, median household income $33,250, crime index 15 (100 = US average, lower is safer), schools rated C. Whether these are benefits or drawbacks depends on where you're coming from — compare Cloverport side by side with your current city to see the trade-offs.