Centertown is a small town of 436 in Kentucky, with a median household income of $45,313
and a 9.8% unemployment rate.
Its cost of living index is 88 (US average = 100), which is
12% below the national average.
Strengths:
Centertown stands out for an affordable cost of living, below-average home prices.
Trade-offs:
Potential downsides include longer commutes, an elevated unemployment rate. Whether Centertown is right for you depends on your priorities — the full breakdown is below.
All Centertown city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 88.1
Centertown's overall cost of living index is 88.1,
where 100 represents the US national average.
Living in Centertown costs roughly 12% less than the average American city.
Metric
Centertown, KY
National Avg
Median Home Value
$85,000
$244,900
Median Monthly Rent
$873
$1,163
Homeownership Rate
73.7%
65.9%
Median Household Income
$45,313
$74,755
Crime & Safety
Very Safe
Centertown's violent crime rate is 125.0 per 100,000 residents
— 67% lower than the national average of ~380 per 100,000.
Violent Crime
125.0 /100k
Property Crime
575.1 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Centertown is served primarily by Ohio County.
The student-to-teacher ratio is 16.2:1
(slightly above the national average of ~16:1).
Metric
Centertown, KY
National Avg
School District
Ohio County
—
Elementary Schools
6
—
Middle Schools
1
—
High Schools
3
—
Student/Teacher Ratio
16.2:1
16:1
Bachelor's Degree or Higher
6.5%
35.4%
High School Diploma or Higher
82.7%
91.1%
Weather & Climate
Centertown sees average highs of 43.8°F in January
and 87.7°F in July,
with 52.0 inches of annual precipitation
and 4.4 inches of snow per year.
Centertown's cost of living index is 88, where 100 is the national average.
That makes Centertown roughly 12% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $85,000 and median rent is $873/month.
Centertown's violent crime rate is 125.0 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 575.1 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Centertown are operated by Ohio County.
The district has 6 elementary, 1 middle, and 3 high schools.
The student-to-teacher ratio is 16.2:1. 6.5% of adults 25+ hold a bachelor's degree or higher.
Centertown, KY has a population of 436, a median household income of $45,313, and an unemployment rate of 9.8%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Centertown averages 43.8°F in January and 87.7°F in July. Annual rainfall is 52.0 inches
with about 4.4 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Centertown, KY is covered by 1 ZIP code: 42328.
The population of Centertown, Kentucky is 436 with a median age of 39.9. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Centertown: cost of living index 88 (100 = US average), median home $85,000, median household income $45,313, crime index 31 (100 = US average, lower is safer), schools rated C+. Whether these are benefits or drawbacks depends on where you're coming from — compare Centertown side by side with your current city to see the trade-offs.
