Median Income
$44,922
household / year
Median Home Value
$144,300
owner-occupied
Median Rent
$879
gross / month
Cost of Living
91
national avg = 100

Is Bloomfield, KY a Good Place to Live?

Bloomfield is a small town of 1,013 in Kentucky, with a median household income of $44,922 and a 3.5% unemployment rate. Its cost of living index is 91 (US average = 100), which is 9% below the national average.

Strengths: Bloomfield stands out for an affordable cost of living, below-average home prices, solid school ratings (B).

Trade-offs: No major red flags stand out in the available data. Whether Bloomfield is right for you depends on your priorities — the full breakdown is below.

All Bloomfield city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 90.8

Bloomfield's overall cost of living index is 90.8, where 100 represents the US national average. Living in Bloomfield costs roughly 9% less than the average American city.

Metric Bloomfield, KY National Avg
Median Home Value $144,300 $244,900
Median Monthly Rent $879 $1,163
Homeownership Rate 81.1% 65.9%
Median Household Income $44,922 $74,755

Crime & Safety

Very Safe

Bloomfield's violent crime rate is 49.7 per 100,000 residents — 87% lower than the national average of ~380 per 100,000.

Violent Crime
49.7 /100k
Property Crime
419.6 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Bloomfield is served primarily by Nelson County. The student-to-teacher ratio is 15.3:1 (better than the national average of ~16:1).

Metric Bloomfield, KY National Avg
School District Nelson County
Elementary Schools 5
Middle Schools 2
High Schools 4
Student/Teacher Ratio 15.3:1 16:1
Bachelor's Degree or Higher 27.1% 35.4%
High School Diploma or Higher 89.4% 91.1%

Weather & Climate

Bloomfield sees average highs of 43.4°F in January and 90.3°F in July, with 52.5 inches of annual precipitation and 11.9 inches of snow per year.

MetricBloomfield, KY
Average High — January43.4°F
Average High — July90.3°F
Annual Precipitation52.5"
Annual Snowfall11.9"

Demographics

MetricBloomfield, KYNational Avg
Population1,013
Median Age52.438.9
Unemployment Rate3.5%3.7%
Avg Commute Time26.2 min26 min
White (non-Hispanic)95.2%59.3%
Black or African American2.1%13.6%
Hispanic or Latino0.0%18.9%
Asian0.3%6.3%
Under 1822.5%22.2%
65 and over31.8%16.8%

Nearby Cities

ZIP Codes in Bloomfield

Bloomfield, KY is covered by 1 ZIP code:

Bloomfield vs Other Cities

Frequently Asked Questions

Bloomfield's cost of living index is 91, where 100 is the national average. That makes Bloomfield roughly 9% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $144,300 and median rent is $879/month.
Bloomfield's violent crime rate is 49.7 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 419.6 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Bloomfield are operated by Nelson County. The district has 5 elementary, 2 middle, and 4 high schools. The student-to-teacher ratio is 15.3:1. 27.1% of adults 25+ hold a bachelor's degree or higher.
Bloomfield, KY has a population of 1,013, a median household income of $44,922, and an unemployment rate of 3.5%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Bloomfield averages 43.4°F in January and 90.3°F in July. Annual rainfall is 52.5 inches with about 11.9 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Bloomfield, KY is covered by 1 ZIP code: 40008.
The population of Bloomfield, Kentucky is 1,013 with a median age of 52.4. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Bloomfield: cost of living index 91 (100 = US average), median home $144,300, median household income $44,922, crime index 16 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Bloomfield side by side with your current city to see the trade-offs.