Median Income
$50,595
household / year
Median Home Value
$52,900
owner-occupied
Median Rent
$644
gross / month
Cost of Living
83
national avg = 100

Is Benham, KY a Good Place to Live?

Benham is a small town of 610 in Kentucky, with a median household income of $50,595 and a 9.8% unemployment rate. Its cost of living index is 83 (US average = 100), which is 17% below the national average.

Strengths: Benham stands out for an affordable cost of living, below-average home prices, short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Benham is right for you depends on your priorities — the full breakdown is below.

All Benham city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 83.4

Benham's overall cost of living index is 83.4, where 100 represents the US national average. Living in Benham costs roughly 17% less than the average American city.

Metric Benham, KY National Avg
Median Home Value $52,900 $244,900
Median Monthly Rent $644 $1,163
Homeownership Rate 88.5% 65.9%
Median Household Income $50,595 $74,755

Crime & Safety

Very Safe

Benham's violent crime rate is 38.4 per 100,000 residents — 90% lower than the national average of ~380 per 100,000.

Violent Crime
38.4 /100k
Property Crime
246.1 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Metric Benham, KY National Avg
School District N/A
Elementary Schools N/A
Middle Schools N/A
High Schools N/A
Student/Teacher Ratio N/A 16:1
Bachelor's Degree or Higher 16.1% 35.4%
High School Diploma or Higher 78.5% 91.1%

Weather & Climate

Benham sees average highs of 45.3°F in January and 85.6°F in July, with 60.5 inches of annual precipitation and 34.6 inches of snow per year.

MetricBenham, KY
Average High — January45.3°F
Average High — July85.6°F
Annual Precipitation60.5"
Annual Snowfall34.6"

Demographics

MetricBenham, KYNational Avg
Population610
Median Age44.238.9
Unemployment Rate9.8%3.7%
Avg Commute Time10.5 min26 min
White (non-Hispanic)86.1%59.3%
Black or African American0.0%13.6%
Hispanic or Latino8.7%18.9%
Asian0.0%6.3%
Under 1817.7%22.2%
65 and over29.8%16.8%

Nearby Cities

ZIP Codes in Benham

Benham, KY is covered by 1 ZIP code:

Benham vs Other Cities

Frequently Asked Questions

Benham's cost of living index is 83, where 100 is the national average. That makes Benham roughly 17% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $52,900 and median rent is $644/month.
Benham's violent crime rate is 38.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 246.1 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Benham, KY has a population of 610, a median household income of $50,595, and an unemployment rate of 9.8%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Benham averages 45.3°F in January and 85.6°F in July. Annual rainfall is 60.5 inches with about 34.6 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Benham, KY is covered by 1 ZIP code: 40807.
The population of Benham, Kentucky is 610 with a median age of 44.2. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Benham: cost of living index 83 (100 = US average), median home $52,900, median household income $50,595, crime index 11 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Benham side by side with your current city to see the trade-offs.