Is Benham, KY a Good Place to Live?
Benham is a small town of 610 in Kentucky, with a median household income of $50,595 and a 9.8% unemployment rate. Its cost of living index is 83 (US average = 100), which is 17% below the national average.
Strengths: Benham stands out for an affordable cost of living, below-average home prices, short average commutes.
Trade-offs: Potential downsides include an elevated unemployment rate. Whether Benham is right for you depends on your priorities — the full breakdown is below.
All Benham city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 83.4Benham's overall cost of living index is 83.4, where 100 represents the US national average. Living in Benham costs roughly 17% less than the average American city.
| Metric | Benham, KY | National Avg |
|---|---|---|
| Median Home Value | $52,900 | $244,900 |
| Median Monthly Rent | $644 | $1,163 |
| Homeownership Rate | 88.5% | 65.9% |
| Median Household Income | $50,595 | $74,755 |
Crime & Safety
Very SafeBenham's violent crime rate is 38.4 per 100,000 residents — 90% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
| Metric | Benham, KY | National Avg |
|---|---|---|
| School District | N/A | — |
| Elementary Schools | N/A | — |
| Middle Schools | N/A | — |
| High Schools | N/A | — |
| Student/Teacher Ratio | N/A | 16:1 |
| Bachelor's Degree or Higher | 16.1% | 35.4% |
| High School Diploma or Higher | 78.5% | 91.1% |
Weather & Climate
Benham sees average highs of 45.3°F in January and 85.6°F in July, with 60.5 inches of annual precipitation and 34.6 inches of snow per year.
| Metric | Benham, KY |
|---|---|
| Average High — January | 45.3°F |
| Average High — July | 85.6°F |
| Annual Precipitation | 60.5" |
| Annual Snowfall | 34.6" |
Demographics
| Metric | Benham, KY | National Avg |
|---|---|---|
| Population | 610 | — |
| Median Age | 44.2 | 38.9 |
| Unemployment Rate | 9.8% | 3.7% |
| Avg Commute Time | 10.5 min | 26 min |
| White (non-Hispanic) | 86.1% | 59.3% |
| Black or African American | 0.0% | 13.6% |
| Hispanic or Latino | 8.7% | 18.9% |
| Asian | 0.0% | 6.3% |
| Under 18 | 17.7% | 22.2% |
| 65 and over | 29.8% | 16.8% |
Nearby Cities
ZIP Codes in Benham
Benham, KY is covered by 1 ZIP code: