What are the schools like in Albany, KY?

Albany is served primarily by Clinton County. The district operates 2 elementary schools, 1 middle schools, and 2 high schools with a student-to-teacher ratio of 13.0:1.

What is the median household income in Albany?

The median household income in Albany, KY is $39,167 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 5.6%.

What is the weather like in Albany, KY?

Albany has an average high temperature of 45.7°F in January and 84.5°F in July. Annual precipitation averages 53.9 inches and annual snowfall averages 3.8 inches.

Albany, KY Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Albany, KY affordable or expensive?

Albany's cost of living index is 85, where 100 represents the national average. This means Albany is 15% less expensive than the average US city. The median home value is $96,200 and the median rent is $560 per month.

Q: What is the crime rate in Albany, KY?

Albany has a violent crime rate of 231.3 incidents per 100,000 residents and a property crime rate of 115.7 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Albany, KY a Good Place to Live?

Albany is a small town of 2,264 in Kentucky, with a median household income of $39,167 and a 5.6% unemployment rate. Its cost of living index is 85 (US average = 100), which is 15% below the national average.

Strengths: Albany stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B), short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Albany is right for you depends on your priorities — the full breakdown is below.

All Albany city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 85.2

Albany's overall cost of living index is 85.2, where 100 represents the US national average. Living in Albany costs roughly 15% less than the average American city.

Metric	Albany, KY	National Avg
Median Home Value	$96,200	$244,900
Median Monthly Rent	$560	$1,163
Homeownership Rate	45.4%	65.9%
Median Household Income	$39,167	$74,755

Crime & Safety

Very Safe

Albany's violent crime rate is 231.3 per 100,000 residents — 39% lower than the national average of ~380 per 100,000.

Violent Crime

231.3 /100k

Property Crime

115.7 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Albany is served primarily by Clinton County. The student-to-teacher ratio is 13.0:1 (better than the national average of ~16:1).

Metric	Albany, KY	National Avg
School District	Clinton County	—
Elementary Schools	2	—
Middle Schools	1	—
High Schools	2	—
Student/Teacher Ratio	13.0:1	16:1
Bachelor's Degree or Higher	18.7%	35.4%
High School Diploma or Higher	74.5%	91.1%

Weather & Climate

Albany sees average highs of 45.7°F in January and 84.5°F in July, with 53.9 inches of annual precipitation and 3.8 inches of snow per year.

Metric	Albany, KY
Average High — January	45.7°F
Average High — July	84.5°F
Annual Precipitation	53.9"
Annual Snowfall	3.8"

Demographics

Metric	Albany, KY	National Avg
Population	2,264	—
Median Age	44.2	38.9
Unemployment Rate	5.6%	3.7%
Avg Commute Time	17.1 min	26 min
White (non-Hispanic)	92.5%	59.3%
Black or African American	0.0%	13.6%
Hispanic or Latino	4.3%	18.9%
Asian	0.3%	6.3%
Under 18	18.7%	22.2%
65 and over	21.3%	16.8%

Nearby Cities

Byrdstown, TN 8 mi Burkesville, KY 14 mi Monticello, KY 19 mi Jamestown, KY 21 mi Jamestown, TN 21 mi

ZIP Codes in Albany

Albany, KY is covered by 1 ZIP code:

42602

Albany vs Other Cities

Albany, KY vs Byrdstown, TN Albany, KY vs Burkesville, KY Albany, KY vs Monticello, KY Albany, KY vs Jamestown, KY Albany, KY vs Jamestown, TN

Frequently Asked Questions

Is Albany, KY affordable or expensive?

Albany's cost of living index is 85, where 100 is the national average. That makes Albany roughly 15% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $96,200 and median rent is $560/month.

What is the crime rate in Albany, KY?

Albany's violent crime rate is 231.3 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 115.7 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Albany?

Public schools in Albany are operated by Clinton County. The district has 2 elementary, 1 middle, and 2 high schools. The student-to-teacher ratio is 13.0:1. 18.7% of adults 25+ hold a bachelor's degree or higher.

Is Albany, KY a good place to live?

Albany, KY has a population of 2,264, a median household income of $39,167, and an unemployment rate of 5.6%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Albany?

Albany averages 45.7°F in January and 84.5°F in July. Annual rainfall is 53.9 inches with about 3.8 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Albany?

Albany, KY is covered by 1 ZIP code: 42602.

What is the population of Albany?

The population of Albany, Kentucky is 2,264 with a median age of 44.2. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Albany?

Key numbers for living in Albany: cost of living index 85 (100 = US average), median home $96,200, median household income $39,167, crime index 39 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Albany side by side with your current city to see the trade-offs.