Median Income
$38,824
household / year
Median Home Value
$86,600
owner-occupied
Median Rent
$879
gross / month
Cost of Living
88
national avg = 100

Is Girard, KS a Good Place to Live?

Girard is a small town of 2,639 in Kansas, with a median household income of $38,824 and a 3.8% unemployment rate. Its cost of living index is 88 (US average = 100), which is 12% below the national average.

Strengths: Girard stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B), short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Girard is right for you depends on your priorities — the full breakdown is below.

All Girard city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 87.6

Girard's overall cost of living index is 87.6, where 100 represents the US national average. Living in Girard costs roughly 12% less than the average American city.

Metric Girard, KS National Avg
Median Home Value $86,600 $244,900
Median Monthly Rent $879 $1,163
Homeownership Rate 54.9% 65.9%
Median Household Income $38,824 $74,755

Crime & Safety

Safer than Average

Girard's violent crime rate is 366.2 per 100,000 residents — 4% lower than the national average of ~380 per 100,000.

Violent Crime
366.2 /100k
Property Crime
1749.4 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Girard is served primarily by Girard. The student-to-teacher ratio is 13.1:1 (better than the national average of ~16:1).

Metric Girard, KS National Avg
School District Girard —
Elementary Schools 1 —
Middle Schools 1 —
High Schools 1 —
Student/Teacher Ratio 13.1:1 16:1
Bachelor's Degree or Higher 21.0% 35.4%
High School Diploma or Higher 91.3% 91.1%

Weather & Climate

Girard sees average highs of 41.6°F in January and 89.8°F in July, with 45.6 inches of annual precipitation and 6.2 inches of snow per year.

MetricGirard, KS
Average High — January41.6°F
Average High — July89.8°F
Annual Precipitation45.6"
Annual Snowfall6.2"

Demographics

MetricGirard, KSNational Avg
Population2,639—
Median Age38.638.9
Unemployment Rate3.8%3.7%
Avg Commute Time14.4 min26 min
White (non-Hispanic)94.5%59.3%
Black or African American1.3%13.6%
Hispanic or Latino0.6%18.9%
Asian0.0%6.3%
Under 1820.0%22.2%
65 and over22.0%16.8%

Nearby Cities

ZIP Codes in Girard

Girard, KS is covered by 1 ZIP code:

Girard vs Other Cities

Frequently Asked Questions

Girard's cost of living index is 88, where 100 is the national average. That makes Girard roughly 12% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $86,600 and median rent is $879/month.
Girard's violent crime rate is 366.2 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1749.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Girard are operated by Girard. The district has 1 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 13.1:1. 21.0% of adults 25+ hold a bachelor's degree or higher.
Girard, KS has a population of 2,639, a median household income of $38,824, and an unemployment rate of 3.8%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Girard averages 41.6°F in January and 89.8°F in July. Annual rainfall is 45.6 inches with about 6.2 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Girard, KS is covered by 1 ZIP code: 66743.
The population of Girard, Kansas is 2,639 with a median age of 38.6. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Girard: cost of living index 88 (100 = US average), median home $86,600, median household income $38,824, crime index 91 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Girard side by side with your current city to see the trade-offs.