Median Income
$79,581
household / year
Median Home Value
$210,600
owner-occupied
Median Rent
$1,073
gross / month
Cost of Living
90
national avg = 100

Is Derby, KS a Good Place to Live?

Derby is a small city of 25,551 in Kansas, with a median household income of $79,581 and a 4.0% unemployment rate. Its cost of living index is 90 (US average = 100), which is 10% below the national average.

Strengths: Derby stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B+), a well-educated population, short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Derby is right for you depends on your priorities — the full breakdown is below.

All Derby city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 89.5

Derby's overall cost of living index is 89.5, where 100 represents the US national average. Living in Derby costs roughly 10% less than the average American city.

Metric Derby, KS National Avg
Median Home Value $210,600 $244,900
Median Monthly Rent $1,073 $1,163
Homeownership Rate 68.5% 65.9%
Median Household Income $79,581 $74,755

Crime & Safety

Safer than Average

Derby's violent crime rate is 227.7 per 100,000 residents — 40% lower than the national average of ~380 per 100,000.

Violent Crime
227.7 /100k
Property Crime
2184.7 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Derby is served primarily by Derby. The student-to-teacher ratio is 14.9:1 (better than the national average of ~16:1).

Metric Derby, KS National Avg
School District Derby —
Elementary Schools 9 —
Middle Schools 2 —
High Schools 1 —
Student/Teacher Ratio 14.9:1 16:1
Bachelor's Degree or Higher 38.1% 35.4%
High School Diploma or Higher 96.1% 91.1%

Weather & Climate

Derby sees average highs of 43.8°F in January and 91.7°F in July, with 39.0 inches of annual precipitation and 8.1 inches of snow per year.

MetricDerby, KS
Average High — January43.8°F
Average High — July91.7°F
Annual Precipitation39.0"
Annual Snowfall8.1"

Demographics

MetricDerby, KSNational Avg
Population25,551—
Median Age35.438.9
Unemployment Rate4.0%3.7%
Avg Commute Time22.7 min26 min
White (non-Hispanic)82.7%59.3%
Black or African American1.5%13.6%
Hispanic or Latino8.3%18.9%
Asian1.2%6.3%
Under 1827.7%22.2%
65 and over15.4%16.8%

Nearby Cities

ZIP Codes in Derby

Derby, KS is covered by 1 ZIP code:

Derby vs Other Cities

Frequently Asked Questions

Derby's cost of living index is 90, where 100 is the national average. That makes Derby roughly 10% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $210,600 and median rent is $1,073/month.
Derby's violent crime rate is 227.7 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 2184.7 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Derby are operated by Derby. The district has 9 elementary, 2 middle, and 1 high schools. The student-to-teacher ratio is 14.9:1. 38.1% of adults 25+ hold a bachelor's degree or higher.
Derby, KS has a population of 25,551, a median household income of $79,581, and an unemployment rate of 4.0%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Derby averages 43.8°F in January and 91.7°F in July. Annual rainfall is 39.0 inches with about 8.1 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Derby, KS is covered by 1 ZIP code: 67037.
The population of Derby, Kansas is 25,551 with a median age of 35.4. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Derby: cost of living index 90 (100 = US average), median home $210,600, median household income $79,581, crime index 78 (100 = US average, lower is safer), schools rated B+. Whether these are benefits or drawbacks depends on where you're coming from — compare Derby side by side with your current city to see the trade-offs.