Is Coldwater, KS a Good Place to Live?
Coldwater is a small town of 693 in Kansas, with a median household income of $45,625 and a 7.5% unemployment rate. Its cost of living index is 84 (US average = 100), which is 16% below the national average.
Strengths: Coldwater stands out for an affordable cost of living, below-average home prices, solid school ratings (B), short average commutes.
Trade-offs: Potential downsides include an elevated unemployment rate. Whether Coldwater is right for you depends on your priorities — the full breakdown is below.
All Coldwater city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 84.0Coldwater's overall cost of living index is 84.0, where 100 represents the US national average. Living in Coldwater costs roughly 16% less than the average American city.
| Metric | Coldwater, KS | National Avg |
|---|---|---|
| Median Home Value | $62,000 | $244,900 |
| Median Monthly Rent | $693 | $1,163 |
| Homeownership Rate | 64.7% | 65.9% |
| Median Household Income | $45,625 | $74,755 |
Crime & Safety
Crime data for Coldwater is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.
Schools & Education
Coldwater is served primarily by Comanche County. The student-to-teacher ratio is 11.4:1 (better than the national average of ~16:1).
| Metric | Coldwater, KS | National Avg |
|---|---|---|
| School District | Comanche County | — |
| Elementary Schools | 1 | — |
| Middle Schools | 1 | — |
| High Schools | 1 | — |
| Student/Teacher Ratio | 11.4:1 | 16:1 |
| Bachelor's Degree or Higher | 13.7% | 35.4% |
| High School Diploma or Higher | 95.2% | 91.1% |
Weather & Climate
Coldwater sees average highs of 49.3°F in January and 94.6°F in July, with 25.3 inches of annual precipitation and 17.1 inches of snow per year.
| Metric | Coldwater, KS |
|---|---|
| Average High — January | 49.3°F |
| Average High — July | 94.6°F |
| Annual Precipitation | 25.3" |
| Annual Snowfall | 17.1" |
Demographics
| Metric | Coldwater, KS | National Avg |
|---|---|---|
| Population | 693 | — |
| Median Age | 55.7 | 38.9 |
| Unemployment Rate | 7.5% | 3.7% |
| Avg Commute Time | 8.7 min | 26 min |
| White (non-Hispanic) | 95.4% | 59.3% |
| Black or African American | 0.4% | 13.6% |
| Hispanic or Latino | 0.0% | 18.9% |
| Asian | 0.0% | 6.3% |
| Under 18 | 18.2% | 22.2% |
| 65 and over | 37.7% | 16.8% |
Nearby Cities
ZIP Codes in Coldwater
Coldwater, KS is covered by 1 ZIP code: