Median Income
$53,208
household / year
Median Home Value
$120,000
owner-occupied
Median Rent
$737
gross / month
Cost of Living
88
national avg = 100

Is Clay Center, KS a Good Place to Live?

Clay Center is a small town of 4,154 in Kansas, with a median household income of $53,208 and a 1.5% unemployment rate. Its cost of living index is 88 (US average = 100), which is 12% below the national average.

Strengths: Clay Center stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B+), short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Clay Center is right for you depends on your priorities — the full breakdown is below.

All Clay Center city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 87.8

Clay Center's overall cost of living index is 87.8, where 100 represents the US national average. Living in Clay Center costs roughly 12% less than the average American city.

Metric Clay Center, KS National Avg
Median Home Value $120,000 $244,900
Median Monthly Rent $737 $1,163
Homeownership Rate 59.7% 65.9%
Median Household Income $53,208 $74,755

Crime & Safety

Very Safe

Clay Center's violent crime rate is 123.1 per 100,000 residents — 68% lower than the national average of ~380 per 100,000.

Violent Crime
123.1 /100k
Property Crime
1157.4 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Clay Center is served primarily by Clay County. The student-to-teacher ratio is 11.3:1 (better than the national average of ~16:1).

Metric Clay Center, KS National Avg
School District Clay County —
Elementary Schools 3 —
Middle Schools 1 —
High Schools 2 —
Student/Teacher Ratio 11.3:1 16:1
Bachelor's Degree or Higher 24.3% 35.4%
High School Diploma or Higher 93.2% 91.1%

Weather & Climate

Clay Center sees average highs of 38.7°F in January and 91.1°F in July, with 31.8 inches of annual precipitation and 10.8 inches of snow per year.

MetricClay Center, KS
Average High — January38.7°F
Average High — July91.1°F
Annual Precipitation31.8"
Annual Snowfall10.8"

Demographics

MetricClay Center, KSNational Avg
Population4,154—
Median Age42.038.9
Unemployment Rate1.5%3.7%
Avg Commute Time16.5 min26 min
White (non-Hispanic)95.7%59.3%
Black or African American3.5%13.6%
Hispanic or Latino0.1%18.9%
Asian0.2%6.3%
Under 1824.8%22.2%
65 and over28.0%16.8%

Nearby Cities

ZIP Codes in Clay Center

Clay Center, KS is covered by 1 ZIP code:

Clay Center vs Other Cities

Frequently Asked Questions

Clay Center's cost of living index is 88, where 100 is the national average. That makes Clay Center roughly 12% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $120,000 and median rent is $737/month.
Clay Center's violent crime rate is 123.1 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1157.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Clay Center are operated by Clay County. The district has 3 elementary, 1 middle, and 2 high schools. The student-to-teacher ratio is 11.3:1. 24.3% of adults 25+ hold a bachelor's degree or higher.
Clay Center, KS has a population of 4,154, a median household income of $53,208, and an unemployment rate of 1.5%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Clay Center averages 38.7°F in January and 91.1°F in July. Annual rainfall is 31.8 inches with about 10.8 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Clay Center, KS is covered by 1 ZIP code: 67432.
The population of Clay Center, Kansas is 4,154 with a median age of 42.0. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Clay Center: cost of living index 88 (100 = US average), median home $120,000, median household income $53,208, crime index 41 (100 = US average, lower is safer), schools rated B+. Whether these are benefits or drawbacks depends on where you're coming from — compare Clay Center side by side with your current city to see the trade-offs.